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Session 4.1 - presentation - Laurent Clerc - Neobanks seeking profitability.pdf
4.2 Compressing over-the-counter markets ver 2.pdf
Piers Haben's speech at the European Association for Banking and Financial Law (AEDBF).pdf
Speech
Piers Haben speaks at the European Association for Banking and Financial Law event
Piers Haben speaks at the European Association for Banking and Financial Law event
Piers Haben, Director of the Banking, Markets, Innovation and Consumers department at the EBA, spoke about a multi-layered approach to regulation at the event "What to regulate? How to regulate? Who should regulate?" organised by the European Association for Banking and Financial Law. In his speech, Piers Haben highlighted the EBA's approach towards innovative applications of technology in the financial sector in accordance with the principle of technological neutrality.
Banks report a significant use of COVID-19 moratoria and public guarantees
The European Banking Authority (EBA) published today a first assessment of the use of COVID-19 moratoria and public guarantees across the EU banking sector. COVID-19 related moratoria on loan repayments provided breathing space to borrowers across many countries with many banks reporting that loans under moratoria represented a significant share of their total loans. The use of moratoria was particularly widespread for SMEs and commercial real estate but were also important for mortgage loans in some countries. While public guarantees were used to a lesser extent, they allowed banks to provide new lending to many companies impacted by the crisis. The EBA will be closely monitoring the evolution of moratoria and public guarantee schemes (PGSs) in the following quarters.
Report on the unwind mechanism of the LCR.pdf
Report on the unwind mechanism of the LCR
Management Board meeting – Final Minutes
EBA analyses effect of the unwind mechanism of the liquidity coverage ratio
The European Banking Authority (EBA) published today a Report on the effects of the unwind mechanism of the liquidity coverage ratio (LCR) over a three-year period, from the end of 2016 to the first quarter of 2020. Overall, the empirical evidence does not support the hypothesis that the unwind mechanism has a detrimental impact on the business and risk profile of credit institutions.
EBA publishes Report on benchmarking of national insolvency frameworks across the EU
The European Banking Authority (EBA) published today its Report on the benchmarking of national loan enforcement frameworks across EU Member States, in response to the EU Commission’s call for advice. The Report introduces for the first time a set of benchmarks for bank loan recovery and identifies areas where the divergence in the national insolvency regimes is wider. In addition, the Report provides an overview of the characteristics of insolvency regimes that help explain the differences across the EU.
2020 11 18 Letter Mr Berrigan re CfA on Benchmarking of National Enforcement Frameworks.pdf
EBA's response to the Call for Advice
Report on the benchmarking of national loan enforcement frameworks.pdf
Report on the benchmarking of national loan enforcement frameworks
EBA virtual panel on financial education - Highlights of the event.pdf
Highlights of the event
EU-wide stress testing 2020
2020 EBA Privacy notice Newsletter and email alerts.pdf
EBA privacy notice for the subscription to newsletter and email alert services
2021 EU-wide stress test - Methodological Note.pdf
Methodological note (PDF)
2021 EU-wide stress test - DRAFT Template Guidance.pdf
Template guidance (PDF)
2021 EU-wide stress test - DRAFT Templates_protected.xlsb
Templates (Excel)
EBA publishes the methodology for the 2021 EU-wide stress test
The European Banking Authority (EBA) published today the final methodology, draft templates and template guidance for the 2021 EU-wide stress test along with the key milestones of the exercise. The methodology and templates include some targeted changes compared to the postponed 2020 exercise, such as the recognition of FX effects for certain P&L items, and the treatment of moratoria and public guarantees in relation to the current Covid-19 crisis. The stress test exercise will be launched in January 2021 with the publication of the macroeconomic scenarios and the results published by 31 July 2021.