2021 EU-wide transparency exercise

The EU-wide Transparency exercise is part of the EBA's ongoing efforts to foster transparency and market discipline in the EU financial market, and complements banks' own Pillar 3 disclosures, as laid down in the EU Capital Requirements Directive.

With the 2021 EU-wide transparency exercise the EBA discloses detailed bank-by-bank data for the reference dates of 30 September 2020, 31 December 2020, 31 March 2021 and 30 June 2021.  Information is published at the highest level of consolidation for 120 banks across 25 countries of the European Union (EU) and the European Economic Area (EEA).  The data available on this webpage provides disclosure on banks'  assets and liabilities, capital positions, risk exposure amounts, leverage exposures and asset quality. Sovereign exposures are available only for the reference date of December 2020 and June 2021.

The exercise results are based on the supervisory data submitted to the EBA via the European Centralised Infrastructure of Data (EUCLID) platform. It is the platform and data infrastructure developed and used by the EBA to gather and analyse regulatory data from a wide range of financial institutions. It covers supervisory, resolution, remuneration and payments data. EUCLID works as a data-hub, allowing the EBA and its stakeholders to carry out in-depth analyses of the EU-wide banking/financial sector. Thanks to EUCLID,  the public will also be able to gain a wider access to EU banking and financial data.

The EU-wide transparency exercise is published along with the Risk Assessment Report (RAR), which is based on the full EBA's reporting sample. In order to allow users to reconcile Transparency data with respective figures for the EU/EEA in the RAR, as well as in the interactive tools, data is also disclosed for the bucket "All other banks", which includes the aggregated values for the banks, excluding subsidiaries of other EU banks, that are in the RAR sample but have not participated in the transparency exercise.

 

Banks individual results