Publications

European Banking Authority (EBA) report reviewing the standardised terminology for payment account services under the Payment Accounts Directive (PAD). Assesses EU legislation, national authorities' and stakeholders' views, and concludes the current Regulatory Technical Standards (RTS) remain fit-for-purpose, with potential future updates for instant credit transfers.

EBA Chairperson Jose Manuel Campa’s June 2025 public meeting register detailing engagements with financial institutions, regulators, and stakeholders on EU banking regulation, Basel reforms, geopolitical risks, digitalization, stress tests, and payments sector developments (PSD/PSR, AML/CFT).

EBA Chairperson Jose Manuel Campa’s June 2025 public meeting register detailing engagements with financial institutions, regulators, and stakeholders on EU banking regulation, Basel reforms, geopolitical risks, digitalization, stress tests, and payments sector developments (PSD/PSR, AML/CFT).

European Banking Authority (EBA) public meeting register for May 2025 listing engagements of Executive Director François-Louis Michaud – discloses no meetings held between 16-31 May under transparency requirements.

EBA Executive Director François-Louis Michaud’s May 2025 meeting register detailing discussions with banks, academics, and industry groups on macroeconomic conditions, banking sector trends, and regulatory efficiency under EU frameworks.

EBA Chairperson Jose Manuel Campa’s June 2025 public meeting register detailing engagements with financial institutions, regulators, and stakeholders on EU banking regulation, Basel reforms, stress tests, digitalisation, geopolitical risks, and payments sector developments (PSD/PSR, AML/CFT).

EBA Executive Director François-Louis Michaud’s June 2025 public meeting register detailing discussions with payment institutions and banks on PSD/PSR, AML/CFT, technology, and stress test disclosure under EU regulatory frameworks.

EBA consults on draft Regulatory Technical Standards outlining required information for notifying proposed acquisitions of qualifying holdings under Directive 2013/36/EU (CRD IV), aiming to standardize disclosure for competent authorities.

EBA final report on draft Implementing Technical Standards (ITS) amending supervisory reporting for operational risk under CRR3, introducing the business indicator component (BIC) approach, simplifying requirements, and aligning reporting with new regulatory capital rules for banks, effective March 2026.

EBA final report on draft regulatory and implementing technical standards under CRR, defining components, exclusions, and adjustments of the business indicator for operational risk capital calculations, including mapping to supervisory reporting references.

EBA 2024 Annual Report – reviews progress on Basel III reforms, sustainable finance, DORA, MiCA, and stress testing, highlighting achievements in banking stability, risk monitoring, data strategy, and regulatory frameworks under high interest rates and geopolitical uncertainty.