Publications

European Supervisory Authorities (ESAs) assess cross-sectoral and sector-specific money laundering and terrorist financing risks in the EU’s financial sector, including Brexit impacts, new technologies, virtual currencies, legislative divergence, and supervisory challenges under AMLD4.

Joint opinion by EBA, EIOPA, and ESMA reviewing the European Systemic Risk Board (ESRB) functioning under Regulation (EU) No 1092/2010, assessing its macroprudential oversight role, cooperation with ESAs, and effectiveness of its 'act or explain' tools in EU financial stability.

European Supervisory Authorities (ESAs) Q&A on Big Data in the financial sector – clarifies its definition, applications in banking, insurance, and investment, potential risks like consumer access and fair pricing, and regulatory considerations as of 2016.

Agreement between the European Central Bank and national competent authorities establishing practical modalities for exchanging information under Directive (EU) 2015/849 (AMLD) to support anti-money laundering, counter-terrorist financing, and prudential supervision tasks within the Single Supervisory Mechanism.

European Commission feedback on EBA’s study assessing EU dependence on non-EU banks and foreign currency funding, noting market share concerns and plans for further analysis on potential risks and follow-up actions.

5th Joint ESAs Consumer Protection Day 2017 information pack – details event logistics, venue (Prague Marriott Hotel), accommodation options, travel requirements, and programme for the consumer protection-focused conference.

Joint ESAs Consumer Protection Day 2017 draft programme – outlines discussions on retail conduct supervision, digitalisation challenges, and product oversight governance in Central and Eastern Europe, featuring keynotes and panel debates with EU regulators and financial industry experts.

EBA Joint Committee 2020 report assessing risks and vulnerabilities in the EU financial system due to COVID-19, including liquidity, credit, solvency, and ICT-related challenges, with policy recommendations for banks, insurers, and investment funds amid prolonged low interest rates and Brexit transition.

European Commission calls on ESAs (ESMA, EBA, EIOPA) to investigate undue short-term pressure from the financial sector on corporations, assess its impact on sustainability, and recommend policy actions under the Sustainable Finance Action Plan by Q4 2019.

European Commission calls on EBA, ESMA, and EIOPA to investigate undue short-term pressure from the financial sector on corporations, assessing risks to long-term sustainability and climate-related investments as part of the EU Action Plan on Financing Sustainable Growth.

European Supervisory Authorities Joint Committee report on supervisory convergence – outlines mission, key achievements in consumer protection, financial stability, conglomerates, AML, and accounting, and sets strategic outlook for 2016.

European Supervisory Authorities final report on EMIR regulatory technical standards amending bilateral margin requirements for OTC derivatives, including threshold clarifications, implementation extensions, and exemptions for FX forwards, equity options, and intragroup transactions.

European Union 2014 list of identified financial conglomerates under Directive 2002/87/EC (FICOD), including group names, coordinators, and relevant competent authorities as of December 2013.

European Supervisory Authorities' 2019 Joint Committee work programme outlining priorities including PRIIPs regulation review, anti-money laundering, fintech innovation, sustainability disclosures, consumer protection, and cross-sectoral financial stability risks.

European Supervisory Authorities (EBA, ESMA, EIOPA) Joint Committee’s 2012–2013 medium-term strategy outlining cross-sectoral priorities: systemic risk assessment, regulatory harmonization (e.g., FICOD, EMIR), consumer protection, supervisory convergence, and common procedures to ensure consistency in financial supervision.