Publications

European Banking Authority 2023 report assessing IFRS 9 implementation progress, challenges, and supervisory findings across EU financial institutions, focusing on credit risk measurement and provisioning practices.

EBA Chair José Manuel Campa’s 2023 speech on digitalisation in EU financial services – highlights risks, ICT third-party dependencies, and DORA’s role in strengthening operational resilience, cybersecurity, and regulatory oversight by 2025.

EBA consults on draft Regulatory Technical Standards under MiCAR to define highly liquid financial instruments with minimal market, credit, and concentration risk for asset reserves, open for feedback until February 2024.

EBA consultation on draft Regulatory Technical Standards specifying liquidity requirements for asset reserves under MiCAR (Regulation (EU) 2023/1114), covering Articles 36 and 45(3) and seeking stakeholder feedback by February 2024.

EBA consults on draft Regulatory Technical Standards under MiCAR to define minimum requirements for liquidity management policies and procedures, covering governance, risk assessment, and reporting for crypto-asset service providers.

EBA consults on draft guidelines defining common reference parameters for liquidity stress test scenarios under MiCAR (Regulation (EU) 2023/1114), outlining requirements for crypto-asset service providers to assess liquidity risks.

EBA consults on draft regulatory technical standards under MiCAR to define own funds adjustments and stress testing requirements for issuers of asset-referenced and e-money tokens, as outlined in Article 35 of EU Regulation 2023/1114.

EBA consults on draft regulatory technical standards outlining the procedure and timeframe for issuers of significant asset-referenced or e-money tokens under MiCAR to adjust own funds requirements, as required by Article 45(5) of Regulation (EU) 2023/1114.

EBA consults on draft guidelines for recovery plans under MiCAR (Regulation (EU) 2023/1114), outlining requirements for crypto-asset service providers to ensure financial stability and risk mitigation by February 2024.

EBA consults on draft Implementing Technical Standards for reporting requirements on asset-referenced tokens (ARTs) and e-money tokens (EMTs) denominated in non-EU currencies under MiCAR, outlining data submission rules and stakeholder feedback process until February 2024.

EBA consults on draft Regulatory Technical Standards for supervisory colleges under MiCAR, outlining cooperation and information-sharing requirements for crypto-asset service providers’ oversight by February 2024.

EBA consults on draft guidelines for credit servicers under the Credit Servicers Directive (CSD), outlining complaints-handling procedures to ensure consistent consumer protection and regulatory compliance across EU Member States.

EBA, EIOPA, and ESMA joint guidelines under EU Regulation 2015/847 outlining measures for payment service providers to detect and manage missing payer or payee information in electronic fund transfers to prevent terrorist financing and money laundering.

EBA and ESAs final report on draft implementing technical standards amending EU Regulation 2016/1799 to update the mapping of External Credit Assessment Institutions’ (ECAIs) credit assessments under CRR Article 136, reflecting new registrations, monitoring exercises, and credit quality steps for capital requirements.