Publications

EBA summary of voting results from April to June 2024, detailing the adoption of guidelines on STS criteria for on-balance-sheet securitisations, RTS on conflicts of interest under MiCAR, and internal governance for asset-referenced tokens (ARTs) issuers.

European Banking Authority (EBA) 2024 report assessing convergence in EU bank resolution practices, including MREL monitoring, bail-in tool operationalisation, liquidity strategies, and moratorium powers, while outlining 2025 priorities for resolution frameworks.

EBA Joint Board of Appeal decision on Euroins Insurance Group’s appeal against EIOPA’s refusal to investigate alleged breaches of EU law regarding license withdrawal of its Romanian subsidiary, clarifying EIOPA’s discretionary powers and appeal admissibility under Article 17 of the EIOPA Regulation.

EBA report assessing creditworthiness assessment practices of non-bank lenders (NBLs) across the EU, identifying gaps in information gathering and verification, regulatory fragmentation, and supervisory challenges under the Consumer Credit Directive (CCD) and Mortgage Credit Directive (MCD).

European Banking Authority 2024 report assessing convergence in EU bank resolution practices, presenting 2025 priorities including bail-in tool operationalisation, MREL monitoring, liquidity strategies, and management information systems for valuation.

EBA final report on draft Regulatory Technical Standards (RTS) amending FRTB rules under CRR3, covering profit and loss attribution, risk factor modellability assessment, and treatment of FX and commodity risk in the banking book to align with updated EU regulatory requirements.

EBA final report on draft Regulatory Technical Standards (RTS) amending FRTB rules under CRR3, covering profit and loss attribution, risk factor modellability assessment, and treatment of FX and commodity risk in the banking book to align with updated EU regulatory requirements.

EBA Board of Appeal decision in NOVIS v EIOPA case on public access to documents under Regulation No 1049/2001, assessing EIOPA’s refusal to disclose supervisory records and professional secrecy obligations within the European System of Financial Supervision.

EBA research paper analysing stablecoin risks, focusing on run prevention through transparency and overcollateralization. Examines regulatory frameworks, reserve asset composition, and welfare impacts of interventions like redemption suspensions under the Markets in Crypto-Assets Regulation (MiCA).

EBA staff paper exploring the theoretical implications of green-supporting and brown-penalising factors in prudential regulation, analysing trade-offs between environmental objectives and credit risk assessment under the EU banking framework.

EBA guidance on the one-year postponement of the Fundamental Review of the Trading Book (FRTB) in the EU, clarifying regulatory approaches, market risk calculations, structural foreign exchange positions, disclosures, and reporting requirements under CRR and CRR3 during the transition period.

EBA opinion clarifying the boundary between trading and banking books under CRR, addressing inconsistencies due to FRTB postponement to 2026, and recommending no supervisory action on early-applied provisions until full FRTB implementation.

EBA draft Implementing Technical Standards (ITS) amending EU 2016/2070 for the 2025 benchmarking of internal models under CRD, covering credit and market risk assessments, including adjustments for FRTB postponement and revised templates for supervisory evaluation.