Factsheets
Data protection notice - Financial transactions
European Banking Authority (EBA) data protection notice outlining how personal data is processed for financial transactions under EUDPR, including payment execution, legal commitments, and data retention policies, along with data subject rights and contact details.
François-Louis Michaud keynote speech at the MFSA Joint Banking Supervision and Resolution Conference: Efficiency in banking regulation and supervision - the EBA's mission
EBA keynote speech at MFSA 2026 conference outlines 21 recommendations to simplify banking regulation and supervision, focusing on proportionality, reporting efficiency, credit risk, governance, and ESG while maintaining resilience and competitiveness in the EU financial sector.
2026 01 31 PMR -2026 Francois-Louis Michaud
EBA public meeting register for January 2026 listing engagements of Executive Director François-Louis Michaud with banking federations, financial institutions, and advisory firms on EU banking regulations, internal governance guidelines, and financial sector perspectives.
Final Report on Guidelines on retail diversification
EBA final guidelines on proportionate retail diversification methods under CRR Article 123(1), defining criteria for retail exposures to qualify for preferential risk weights by ensuring sufficient portfolio granularity and harmonizing EU standards.
EBA BS 2026 040 rev. 1 (Final Minutes of Ad hoc BoS meeting on 17 December 2025)
European Banking Authority (EBA) Board of Supervisors minutes from December 2025 detailing the ad hoc meeting to interview and shortlist candidates for the EBA Chairperson role, culminating in a two-candidate shortlist for the European Parliament and Council.
Opinion on the end of the No-action Letter transition period
EBA opinion outlining supervisory priorities for national authorities as the transition period under its No-Action Letter on PSD2 and MiCA interplay ends on 2 March 2026, addressing authorisation processes, conditions for continued EMT transactions, and coordination between PSD2 and MiCA frameworks.
DPN - Data Protection Notice - Studentship programme
European Banking Authority (EBA) data protection notice outlining how personal data of students in the Young Talents Policy – Students Programme is processed under EU Regulation 2018/1725, covering selection, onboarding, evaluation, and exit procedures, including data access, retention periods, and legal basis.
DPN - Data Protection Notice - Job shadowing programme
European Banking Authority (EBA) data protection notice outlining personal data processing for its Young Talents Policy and Job Shadowing Programme under EUDPR, covering selection, onboarding, evaluation, and data retention for students aged 14–19.
DPN - Data Protection Notice - Traineeship programme
European Banking Authority (EBA) data protection notice outlining personal data processing for its Young Talents Policy Traineeship Programme under EUDPR, covering selection, onboarding, and exit procedures, including data access, retention periods, and legal basis.
Policy on young talents programmes
European Banking Authority (EBA) policy outlining guidelines for its young talents programmes, including the Students Programme, Job Shadowing Internship, and Traineeship Policy, effective October 2025, consolidating and updating previous internship frameworks.
List of Financial Conglomerates 2025
EBA 2025 list of EU/EEA financial conglomerates under Directive 2002/87/EC (FICOD), including group names, coordinators, and competent authorities responsible for supplementary supervision as of October 2025.
Public Hearing RTS - ITS New tools.
EBA public hearing on 4 February 2026 discussing regulatory (RTS) and implementing technical standards (ITS) for prudentially material operations under the Capital Requirements Directive (CRD), focusing on cooperation and consultation processes.
ROPAp - Financial transactions
European Banking Authority (EBA) record of processing activity for financial transactions under EUDPR Article 31 – details data handling for payments, budget execution, and personal data categories of staff, contractors, and beneficiaries, including retention periods and security measures.