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Joint ESAs response to EC Call for Advice on digital finance

Joint ESAs advice to the European Commission on digital finance - factsheet

European Supervisory Authorities (EBA, EIOPA, ESMA) report to the European Commission on digital finance risks and regulatory gaps – covering fragmented value chains, platforms, and mixed-activity groups, with 12 recommendations to strengthen EU supervisory and consumer protection frameworks for digital financial services.

EU specific Basel III monitoring template (v4.4)

EU specific Basel III monitoring instructions (v4.4)

EBA Chairperson Jose Manuel Campa’s January 2022 public meeting register detailing stakeholder engagements on corporate reporting enforcement, digital financial services regulation, and banking industry trends with entities like Mazars and Autonomous Research.

Agenda of the public hearing on PRIIPs regulation

Final draft RTS on emerging markets and advanced economies for equity risk

Minutes

EBA’s 2019 Anti-Fraud Strategy outlines measures to prevent, detect, and respond to fraud, money laundering, and conflicts of interest, ensuring protection of EU financial interests and reputation while aligning with the Commission’s Anti-Fraud Strategy (CAFS).

Financial education initiatives by the National Supervisory Authorities - summary table

Financial education initiatives by the National Supervisory Authorities - repository

Joint ESAs Thematic Financial Education Repository

EBA 2021/22 report on Germany’s financial education initiatives by BaFin, covering consumer-focused online tools, brochures, and seminars on banking, insurance, and investment products to improve financial literacy and inclusion.

EBA Financial Education Repository 2021/22 – showcases Danish Financial Supervisory Authority initiatives promoting financial literacy via social media, podcasts, and online content targeting consumers and young adults in Denmark.

EBA Financial Education Repository 2021/22 – showcases Estonia’s financial literacy initiatives by Eesti Pank and Finantsinspektsioon, covering retirement planning, digital wallets, crypto-assets, AML, lending, and debt management through family days, workshops, and educational lectures for all age groups.

EBA repository on Spain’s financial education initiatives by Banco de España and CNMV – covering school programmes, annual competitions, and online tools for personal finance management, saving, and budgeting targeting students and general consumers.

EBA 2021/22 report on Finland’s financial education initiatives – covers a financial literacy website, consumer helpline, and Bank of Finland Museum lectures to improve understanding of banking products, digital finance (PSD2, crypto assets), and regulatory practices.

EBA 2021/22 report on France’s financial education initiatives, including Banque de France’s literacy programs, fraud prevention Q&As by ACPR/ABEIS, and consumer-focused podcasts on banking, savings, and fraud awareness for general public and businesses.

EBA Financial Education Repository 2021/22 – showcases Greek initiatives by the Bank of Greece, including exhibitions and programs on e-payments, financial education for students, and climate change awareness, targeting consumers and students through interactive and educational formats.