CESR’s response to the European Commission’s Green Paper on Audit Policy, jointly prepared with CEBS and CEIOPS, examines audit quality, auditor independence, communication improvements, professional scepticism, and stakeholder expectations to enhance market confidence and investor protection post-financial crisis.
CEIOPS response to the European Commission’s 2010 Green Paper on audit policy, addressing lessons from the financial crisis, the role of auditors in financial stability, Solvency II implications, and proposals to enhance audit transparency, communication, and quality in insurance supervision.
ESMA's 2013 letter to EU Commissioner Michel Barnier reviews the European System of Financial Supervision (ESFS), assessing progress on single rulebook, credit rating agency supervision, and investor protection, while proposing improvements to funding, governance, and regulatory convergence under EMIR, MiFID 2, and PRIPs.
Joint letter from EBA, EIOPA, and ESMA urging the European Commission to address legislative inconsistencies in cross-selling rules across banking, insurance, and investment sectors to enhance consumer protection and ensure a level playing field.
European Commission letter addressing delayed adoption of EBA, EIOPA, and ESMA joint draft Regulatory Technical Standards on risk mitigation for non-centrally cleared OTC derivatives, emphasizing commitment to BCBS-IOSCO standards and legal review requirements.
European Commission letter to ESAs clarifying guidance on aligning PRIIPs KID, UCITS KIID, and MiFID II/IDD disclosure requirements for investment funds from 2020, focusing on costs, performance scenarios, and risk indicators to enhance consistency and investor understanding.
EBA, EIOPA, and ESMA express concerns over the European Commission’s proposal to expand the temporary IFRS 9 exemption for insurance subsidiaries in financial conglomerates, citing risks to accounting consistency, arbitrage, and banking sector comparability under EU-specific IFRS rules.
European Supervisory Authorities factsheet on big data use in financial services – explains benefits, risks, and consumer rights under EU data protection rules, including GDPR, for banks, insurers, and investment firms leveraging advanced data analytics.
European Supervisory Authorities factsheet on big data in financial services – explains benefits, risks, and consumer rights, including data protection rules, personalized financial products, fraud prevention, and how to safeguard personal information under EU regulations.
European Supervisory Authorities factsheet on big data use in financial services – explains benefits, risks, and consumer rights under EU data protection rules, including GDPR, for banks, insurers, and investment firms.
European Supervisory Authorities' factsheet on big data in financial services – explains benefits, risks, and consumer rights under EU data protection rules, including GDPR, for banks, insurers, and investment firms using advanced data analytics.
Factsheet by the Joint Committee of European Supervisory Authorities explaining how financial institutions use big data, its benefits (personalized services, fraud protection) and risks (data misuse, discrimination), along with consumer rights and EU data protection rules.
EBA factsheet explaining how financial institutions use Big Data, its benefits (personalized services, fraud protection) and risks (data misuse, discrimination), along with consumer rights and EU data protection rules under the Joint Committee of European Supervisory Authorities.
EBA and EU supervisory authorities fact sheet on Big Data in financial services – explains benefits, risks, and consumer rights, including data protection, personalized products, fraud prevention, and regulatory safeguards under EU data privacy rules.
EBA and EU supervisory authorities factsheet on Big Data in financial services – explains benefits, risks, and consumer rights, including data protection, consent requirements, and fraud prevention under EU regulations.
EBA factsheet explaining how banks and financial institutions use big data, its benefits (personalized services, fraud prevention) and risks (data misuse, profiling), along with customer rights under EU data protection rules like GDPR.
EBA factsheet on big data in financial services – explains benefits, risks, and consumer rights, including data protection rules, personalized financial products, fraud prevention, and how clients can safeguard their personal data.
EBA factsheet on Big Data in financial services – explains benefits, risks, and consumer rights, including data protection, fraud prevention, and regulatory safeguards under EU rules for banks, insurers, and investment firms.
EBA factsheet on Big Data use by banks, insurers, and investment firms – explaining benefits, risks, and consumer rights under EU data protection rules, including fraud prevention, personalized services, and regulatory safeguards.
EBA and European Supervisory Authorities factsheet on big data in financial services – explaining benefits, risks, and consumer rights under EU data protection rules, including GDPR compliance, data security, and fair use by banks, insurers, and investment firms.