EBA Risk Dashboard Q1 2017 – quarterly report analysing key risks in the EU banking sector, including capital ratios, non-performing loans, profitability, liquidity, and asset quality trends based on supervisory data from 189 banks.
EBA report on Q1 2017 credit risk parameters for IRB banks in EU and non-EU countries – presents default rates, loss rates, and probability of default statistics by sector and country using COREP C 9.02 data.
European Banking Authority (EBA) June 2017 report summarizing semi-annual Risk Assessment Questionnaire (RAQ) results from 37 banks and 21 market analysts, covering business models, liquidity, asset quality, and operational risks.
Today, the European Supervisory Authorities (ESAs) published the first set of Questions and Answers (Q&A) related to the Key Information Document (KID) requirements for Packaged Retail and Insurance-based Investment Products (PRIIPs) laid down in the European Commission Delegated Regulation (EU) 2017/653. This Q&A document aims at promoting common supervisory approaches and practices in the implementation of the KID.
The European Banking Authority (EBA) published today a periodical update of its Risk Dashboard. It summarises the main risks and vulnerabilities in the EU banking sector through a set of Risk Indicators in Q1 2017. Together with the Risk Dashboard, the EBA published the results of its Risk Assessment Questionnaire, which includes the opinions of banks and market analysts on the risk outlook between April and May this year.
The European Banking Authority (EBA) launched today a public consultation on draft regulatory technical standards (RTS) that specify the criteria for determining when the appointment of a central contact point under the PSD2 is appropriate and the functions that these contact points should have. The consultation runs until 29 September 2017.
Presentation
Consultation Paper on draft EBA Report on the implementation of the Guidelines on methods for calculating contributions to DGSs (EBA-2017-10)
The European Banking Authority (EBA) launched today a public consultation on the implementation of the EBA Guidelines on methods for calculating contributions to deposit guarantee schemes (DGSs). The draft Report assesses whether the principles outlined in the EBA Guidelines on these methods are being met in practice. It also evaluates whether there is appropriate and consistent implementation of these Guidelines. The consultation runs until 28 August 2017 .
Public meetings - Andrea Enria - January - April - 2017
The European Banking Authority (EBA) published today an Opinion responding to the European Commission’s (EC) intention to amend the EBA’s draft Regulatory Technical Standards (RTS) on strong customer authentication and common and secure communication. In its Opinion, while agreeing with the aims sought in the EC’s amendments, the EBA voices its disagreement with three of the four concrete amendments the Commission proposes on the basis that it would negatively impact the fine trade-off and balances previously found in the RTS.
EBA Opinion on the amended text of the RTS on SCA and CSC (EBA-Op-2017-09)
Consultation Paper on draft RTS on CCPs under PSD2 (EBA-CP-2017-09)
European Commission delegated regulation supplementing PSD2 with EBA-developed Regulatory Technical Standards (RTS) on strong customer authentication (SCA), exemptions, and common secure communication standards (CSC) for payment service providers, ensuring security, fraud monitoring, and access interfaces.
European Banking Authority regulatory technical standards (RTS) on strong customer authentication (SCA) and common secure communication (CSC) – defines reference fraud rate thresholds for remote electronic card payments and transfers under PSD2, effective June 2017.
Report on Innovative uses of data 2017
Consumer Trends Report 2017
The European Banking Authority (EBA) published today a Report presenting the conclusions of its assessment on the topic of innovative uses of consumer data by financial institutions. The Report looks at both the risks and potential benefits of this innovation and identifies a number of requirements under EU law applying to financial institutions, which mitigate many of the risks identified by the EBA. The Report concludes that no additional, industry-specific legislative or regulatory requirements are needed at present, but the EBA will continue to monitor closely this innovation. The Report encourages cooperation between supervisory authorities across all relevant policy areas and contributes to fostering a consistent supervisory approach to innovation in the financial sector.
The European Banking Authority (EBA) published today its annual consumer trends report for 2017. The Report covers the retail banking products that fall in the EBA's consumer protection mandate, including mortgages, personal loans, deposits, payment accounts, payment services and electronic money. The report also provides an overview of the topical issues identified in 2017 that may impact consumers and other market participants, namely indebtedness, banking fees and costs, selling practices, innovation in payments, foreign currency loans, alternative financial services providers, and innovative uses of consumer data.