European Banking Authority report on Q4 2017 credit risk parameters for IRB banks across EU and non-EU countries – presents default rates, loss rates, and probability of default (PD) and loss given default (LGD) statistics by counterparty type and country.
EBA Q4 2017 Risk Dashboard – analyses key risks and performance metrics in the EU banking sector, covering capital ratios, non-performing loans, profitability, liquidity, and asset quality trends based on data from 190 banks.
EBA report disclosing aggregated 2017 data on EU bank exposures to real estate and construction sectors, including non-performing loans, NPL ratios, and country-level breakdowns under ESRB Recommendation ESRB/2016/14.
In compliance with the ESRB recommendation E 2016/14 on closing real estate data gaps, the EBA has included an additional page in its updated Risk Dasboard to disclose aggregated exposures referred to real estate activities (NACE code L) and the construction sector (NACE code F). All this information relies solely on the current reporting framework (ITS) and some items, included under NACE L and F, would need to be excluded in order to follow the commercial real estate definition adopted in the ESRB Recommendation. All the figures shown are aggregated by country of the counterparty and do not include EU subsidiaries. Both tables rely on a threshold-based template, and it may be subject to data gaps for some EU countries, as not all the banks are obliged to report such information.
EBA vacancy notice for a Bank Expert position on secondment in London, focusing on Pillar 2 framework policies, supervisory convergence, risk assessment, and capital adequacy under prudential regulation. Requires 6+ years of banking supervision experience and EU/EEA eligibility.
EBA List of Institutions for Supervisory Reporting - 2019 update
EBA recommendations on cloud outsourcing for financial institutions, outlining compliance, reporting obligations, and supervisory practices under EU law, including definitions of cloud service models and scope for credit institutions and investment firms.
These recommendations intend to clarify the EU-wide supervisory expectations if institutions intend to adopt cloud computing, so as to allow them to leverage the benefits of using cloud services, while ensuring that any related risks are adequately identified and managed.
Minutes
Consultation Paper on the application of the Joint Committee Guidelines on complaints-handling to the new institutions under MCD and PSD2 (EBA-CP-2018-02)
The European Banking Authority (EBA) launched today a public consultation to propose extending the scope of application of the existing Joint Committee (JC) Guidelines on complaints-handling to the new institutions established under the revised Payment Service Directive (PSD2) and the Mortgage Credit Directive (MCD). The proposal, which does not envisage any changes to the substance of the existing Guidelines, will ensure that an identical set of requirements for complaints-handling continues to apply to all financial institutions across the banking, investment and insurance sectors. The extension of the scope will provide consumers with the same level of protection, irrespective of which regulated product or service they are purchasing and which regulated institution they are purchasing it from. The consultation runs until 27 May 2018.
European Banking Authority (EBA) vacancy notice for a Security Expert (AD 7) to establish and maintain its information security framework, manage cyber risks, and ensure compliance with EU security standards in London (relocating to Paris).
European Banking Authority (EBA) vacancy notice for a Policy Expert (Accounting and Valuation) in London, focusing on policy development, regulatory standards, and prudential asset treatment under EU banking regulation.