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ii. Instructions (IT solutions)
iii. Instructions (IT solutions) in other EU languages
Credit Risk parameters annex - Q3 2025
Credit Risk parameters annex - Q3 2025
2_npl.xlsx
3_cost_to_income.xlsx
1_a_cet1.xlsx
1_b_nsfr_lcr.xlsx
Q3 2025 supervisory data confirm solid and stable asset quality, solvency, liquidity and profitability in EU/EEA banks, despite high macroeconomic and geopolitical risks
The European Banking Authority (EBA) today published its Q3 2025 Risk Dashboard (RDB), for the first time within EDAP, the European Data Access Portal. The data confirm that asset quality, solvency, liquidity and profitability in the banking sector of the European Union/European Economic Area (EU/EEA) remain stable, even amid heightened macroeconomic and geopolitical risks.
The EBA provides guidance to banks on enhanced reporting requirements for operational risk ahead of new June 2026 reference date
The European Banking Authority (EBA) today published clear guidance for banks on how to manage enhanced reporting requirements for operational risk, following the postponement of the first reference date under the amended Implementing Technical Standards (ITS). This move comes after the European Commission adopted Regulation (EU) 2025/2475, which delays the application of new operational risk reporting obligations to the end of June 2026.
The EBA publishes its final draft technical standards setting out the threshold and prudential risk management requirements of central securities depositories and credit institutions providing banking-type ancillary services
The European Banking Authority (EBA) today published its final draft Regulatory Technical Standards (RTS) establishing the threshold up to which- non-banking CSDs (“designating CSDs”) may use banking CSDs or credit institutions for cash settlement without entities needing additional authorisation.
Update on EBA Equivalence Monitoring
2025 12 15 PMR -2025 Jose Manuel Campa
Final draft RTS on the threshold for Central Securities Depositories (CSDs) providing 'banking type ancillary services'
IT solutions (instructions) after ITS adoption in all EU languages (Revised 16.12.2025_Applicable from June 2026)
ESAs publish key tips to help consumers detect, prevent, and act on online frauds and scams
The three European Supervisory Authorities (EBA, EIOPA and ESMA – ESAs) today published two factsheets designed to help consumers protect themselves from crypto and other online frauds and scams and explain how fraudsters increasingly use artificial intelligence (AI) to deceive consumers. To make the information easily accessible, the factsheets will be translated into all official EU languages and reproduced by national authorities.
Joint EBA-ECB report on payment fraud: strong authentication remains effective but fraudsters are adapting
The European Banking Authority (EBA) and the European Central Bank (ECB) today published the 2025 edition of their joint report on payment fraud. The report covers the semi-annual data for 2022 to 2024 and confirms that the legal requirement for strong customer authentication (SCA) introduced in 2020 has contributed to reducing fraud levels. However, it also highlights the need for continued vigilance and for security measures to be adapted to combat new emerging types of fraud.