Peer Review Report on NPE management.pdf
Report on the peer review on supervision of NPE management
Report on the peer review on supervision of NPE management
European Banking Authority (EBA) public meeting register for May 2022 detailing Chairperson José Manuel Campa’s engagements with banks and stakeholders on banking sector impacts, regulatory developments, and shadow banking discussions.
EBA’s Q4 2021 stakeholder meetings summary covering discussions with major banks (UBS, BNP Paribas, Crédit Agricole) and financial entities on stress test methodology, FRTB, ESG, securitisation, and regulatory capital requirements.
The European Banking Authority (EBA) today published the conclusion of its peer review of how prudential and consumer protection authorities supervise the management of non-performing exposures (NPE) by institutions and have implemented the EBA Guidelines on the management of NPE. The analysis suggests that the competent authorities across the EU have applied a risk-based approach to the supervision of NPE management. The EBA has not identified any significant concerns regarding the supervision practices but makes some general recommendations for further improvements.
The European Banking Authority (EBA) launched today a public consultation on the draft Implementing Technical Standards (ITS) specifying the requirements for the information that sellers of non-performing loans (NPL) shall provide to prospective buyers, seeking to improve the functioning of NPL secondary markets. The objective of the draft ITS is to provide a common standard for the NPL transactions across the EU enabling cross-country comparison and thus reducing information asymmetries between the sellers and buyers of NPL.
Consultation paper on draft ITS on NPL transaction data templates
Annex I - NPL data templates
Annex II - NPL data templates glossary with questions for consultation
Final draft RTS on credit scoring and loan pricing disclosure, credit risk assessment and risk management requirements for crowdfunding service providers
European Supervisory Authorities (ESAs) forward interpretation queries on the Sustainable Finance Disclosure Regulation (SFDR) and Taxonomy Regulation (TR) to the European Commission, covering principal adverse impact disclosures, financial adviser obligations, product transparency, good governance, and scope of TR Articles 5-6.
The European Banking Authority (EBA) today published its final draft Regulatory Technical Standards (RTS) specifying the information that crowdfunding service providers shall provide to investors on the calculation of credit scores and prices of crowdfunding offers. The final draft RTS also specify a minimum set of common standards with regards to information to be considered in credit risk assessment and loan valuation and the underlying policies and governance arrangements.
Minutes
EBA Chairperson Jose Manuel Campa’s April 2022 meeting register covering discussions on third-country bank branches, cross-border services, EU banking challenges, sustainability governance, and the impact of the Ukraine crisis with financial institutions and stakeholders.
European Banking Authority (EBA) Chairperson Jose Manuel Campa’s April 2022 public meeting register – details stakeholder engagements on PSD2, digital finance, and post-pandemic financial stability with entities like ApplePay and the National Bank of North Macedonia.
Report on convergence of supervisory practices in 2021
Speech
The European Banking Authority (EBA) today published its annual Report on convergence of supervisory practices for 2021. Competent Authorities made progress in the implementation of the EBA Guidelines on supervisory review and evaluation process (SREP). The Report also reflects consistent implementation into their supervisory practices of the key supervisory priorities for 2021. However, the Report sets expectations for additional efforts from Competent Authorities on topics such as ICT risks, namely cyber risk and business model challenges and the respective digital transformation. In addition, the Report highlights the need for more harmonised practices in the determination of capital add-ons.