2022 EBA Policy Research Workshop paper analysing how cashless payments via platforms like Alipay in China may improve financial inclusion and credit access for underserved populations, using digital payment data and alternative credit scoring.
EBA Policy Research Workshop 2022 paper analysing how cashless payments and new technologies like data-driven credit models can improve financial inclusion and credit access for underprivileged groups.
EBA 2022 workshop paper analysing cyberattacks on small banks, their impact on local markets, resilience challenges, and reputation risks under the Digital Operational Resilience Act (DORA), with insights on cybersecurity spending and vulnerabilities.
EBA 2022 workshop paper analysing cyberattacks as a financial stability threat, presenting evidence from a natural experiment and discussing implications for macroprudential regulation and cyber risk monitoring in the financial sector.
Research paper analysing whether high leverage risk is adequately priced in leveraged loans, examining regulatory impacts of 2013-2014 US Interagency Guidance, nonbank lender growth, and risks highlighted by the ECB and Bank of England.
EBA 2022 Policy Research Workshop paper analysing how banks' legacy asset exposure creates financing barriers for green innovators, with theoretical and empirical findings on credit rationing due to transition risks in the green economy.
The European Banking Authority (EBA) today published its final Guidelines on the use of remote customer onboarding solutions. These Guidelines set out the steps credit and financial institutions should take to ensure safe and effective remote customer onboarding practices in line with applicable anti-money laundering and countering the financing of terrorism (AML/CFT) legislation and the EU’s data protection framework. The Guidelines apply to all credit and financial institutions that are within the scope of the Anti-money Laundering Directive (AMLD).
Guidelines on the use of remote customer onboarding solutions
EBA call for advice on green loans and mortgages to support households and SMEs under the EU sustainable finance framework, assessing market practices, defining green loans, and encouraging uptake aligned with the EU Taxonomy and related regulations by December 2023.
European Commission requests EBA advice on regulatory frameworks for green loans and mortgages to support sustainable finance initiatives under EU capital markets and financial stability policies.
Final Report on draft RTS regarding fossil gas and nuclear energy investments (Word)
Minutes
Gender equality at the EBA
EBA report on Q2 2022 stakeholder meetings covering prudential regulation, ESG risks, digital finance, AML, capital instruments, stress testing, and supervisory policies with banks, industry associations, and financial institutions.
European Banking Authority (EBA) public meeting register for August 2022 showing no disclosed meetings involving Executive Director François-Louis Michaud, reflecting transparency in stakeholder engagements.
EBA Public Meeting Register for August 2022 – disclosure of meetings involving Executive Director François-Louis Michaud, confirming no meetings were held during 16–31 August 2022.
EBA Executive Director François-Louis Michaud’s September 2022 public meeting register detailing discussions with financial institutions on topics including Basel III, ESG, MiCA, operational resilience, and supervisory convergence.