EBA final Q&A clarifying supervisory benchmarking requirements for credit risk reporting under Directive 2013/36/EU (CRD), focusing on RETO portfolios exposure split by collateral type and alignment with COREP instructions for residential and commercial real estate.
The European Banking Authority (EBA) launched today a public consultation on its draft Guidelines on the establishment and maintenance of national lists or registers of credit servicers under Directive 2021/2167 (the Credit Servicers Directive, CSD). The consultation runs until 26 October 2023.
Consultation paper on draft guidelines on GCT for investment firms
EBA GL 2023 02 - GLs on methods for calculating contributions to DGS
European Banking Authority (EBA) vacancy notice for a Budget Officer (AD 6) in Paris, focusing on budget management, financial reporting, fee collection under MiCA and DORA, and financial policy implementation. Temporary agent role with 3-year contract, applications open until 24 August 2023.
European Banking Authority eligibility criteria grid for Temporary Agent (AD 6) roles, outlining EU/EEA nationality, education, professional experience, language proficiency, and integrity requirements for applicants.
The European Banking Authority (EBA) launched today a consultation on the draft Guidelines on the application of the group capital test for investment firm groups. These Guidelines aim at setting harmonised criteria to address the observed diversity in the application of the group capital test across the EU. In particular, the Guidelines identify criteria to assist Competent Authorities in their assessment of the simplicity of the group structure and the significance of the risk posed to clients and the market. The consultation runs until 25 October 2023.
The European Banking Authority (EBA) today published its annual funding plans Report, covering 159 banks that submitted their funding plans for a forecast period from 2023 to 2025. The plans show banks’ intentions to increase market-based funding over the forecast period. As extraordinary long-term central bank funding matures, banks plan to shift to short-term and long-term debt securities instead. This changing funding composition is particularly relevant in 2023 and 2024 when high amounts of central bank funding mature (TLTRO) and MREL targets become applicable. The Report highlights a sizable increase in banks’ interest margin, with interest rates for loans rising faster than for deposits. Central bank rate hikes and the rise in spreads for market-based funding instruments have contributed to higher funding costs.
The European Banking Authority (EBA) published today its Report on the treatment of interdependent assets and liabilities in the net stable funding ratio (NSFR). This Report assesses the conditions under which assets and liabilities can be treated as interdependent in the NSFR and the description of the list of activities that are considered to meet those conditions. The EBA has only limited recommendations for the Commission at this stage, which concern extendable maturity triggers for covered bonds and indirect derivatives client clearing activities.
Presentation
Report on Funding Plans
Funding plans - Annex
Report on interdependent assets and liabilities in the NSFR under Article 428f(3) of the CRR
Minutes
Report on the monitoring of Additional Tier 1, Tier 2 and TLAC/MREL eligible liabilities instruments of EU institutions