EBA amends disclosure guidelines on non-performing and forborne exposures, clarifying their application to small, non-complex, and non-listed institutions while excluding those covered by Commission Implementing Regulation (EU) 2021/637 under CRR Article 442.
EBA Chairperson Jose Manuel Campa’s September 2022 public meeting register detailing discussions with banks, regulators, and tech firms on EU banking priorities, sustainability risks, cryptoassets (MiCA), ESG, Basel III, operational resilience, and third-country branches.
Consolidated Guidelines on disclosure of non-performing and forborne exposures
The European Banking Authority (EBA) is providing today clarity on the applicability of several EBA disclosure guidelines which are replaced totally or partially by the Implementing Technical Standards (ITS) on Pillar 3 disclosure. As part of this effort, the EBA has repealed three guidelines that are replaced by that ITS and revised the scope of application of the Guidelines on disclosure of non-performing and forborne exposures. The amending Guidelines published today ensure the continuity of public disclosures on non-performing and forborne exposures by all credit institutions.
Thematic note on residential real estate exposures of Eu banks - risks and mitigants
The European Banking Authority (EBA) published today a thematic note on EU banks’ residential real estate exposures. EU banks reported more than EUR 4.1 trillion of loans and advances collateralised by residential immovable property. This corresponds to 1/3 of all loans towards households and non-financial corporates.
Report on the monitoring of TLAC-/MREL-eligible liabilities instruments of EU Institutions
The European Banking Authority (EBA) today published an updated total loss-absorbing capacity and minimum requirement for own funds and eligible liabilities (TLAC/MREL) monitoring Report. Following the first TLAC-MREL monitoring Report, the EBA has observed that its recommendations have been, overall, well implemented. However, it has identified the need for a few new notable provisions to be recommended and for some others to be avoided. This Report provides policy views based on TLAC/MREL instruments assessed up to February 2022 with a view to continue strengthening the quality of the instruments and to have more standardised information across the EU.
Interactive Dashboard - Q2 2022
Risk parameters annex (pdf)
Risk parameters annex (xlsx)
Risk dashboard Q2 2022