EBA and ESMA factsheet summarising key findings from the 2025 joint report on Decentralised Finance (DeFi), covering market size, EU financial sector exposure, risks (ICT, money laundering, consumer protection), and Maximal Extractable Value (MEV) impacts under MiCAR framework.
EBA response to Quinn Emanuel on Banque Fédérative du Crédit Mutuel’s legacy AT1 instruments, clarifying regulatory concerns under CRR and BRRD regarding grandfathering, subordination, and bail-in risks, urging redemption to align with EU capital and resolution frameworks.
EBA’s MiCAR templates explain reporting requirements for issuers of asset-referenced tokens (ARTs) and e-money tokens (EMTs), including thresholds, reserve composition, transactions, and own funds under MiCAR regulation.
EBA AML/CFT Newsletter Issue 14 covers MiCAR redemption plan guidelines, EU AML/CFT regime updates including industry roundtable feedback, and final guidance on internal policies for sanctions compliance by financial institutions and crypto-asset service providers.
EBA factsheet on countering terrorist financing – explains terrorist financing risks, differences between targeted financial sanctions and detection, and outlines EBA guidelines for financial institutions and supervisors to mitigate risks, enhance cooperation, and prevent unwarranted derisking under EU Directive 2017/541 and FATF standards.
European Supervisory Authorities (ESAs) urge financial entities and ICT third-party providers to finalize preparations for the Digital Operational Resilience Act (DORA) ahead of its 17 January 2025 application, emphasizing timely compliance with ICT risk management, incident reporting, and third-party provider registration requirements.
EBA MREL Dashboard for Q1 and Q2 2024 – reports on minimum requirement for own funds and eligible liabilities (MREL) compliance, shortfalls, and resolution planning across EU banks, including external and internal MREL levels by institution type and member state.
EBA opinion on European Commission’s proposed amendments to final draft Implementing Technical Standards (ITS) under CRR for supervisory reporting and Pillar 3 disclosures, endorsing changes including template publication in the Official Journal and instructions via EBA’s IT solutions.
EBA survey for entities subject to initial margin model authorisation under EMIR 3, gathering data on IM models, fees, and compliance to inform regulatory requirements and proportionate rules for smaller entities by November 2024.
EBA guidance on the one-year postponement of the Fundamental Review of the Trading Book (FRTB) in the EU, clarifying regulatory approaches, market risk calculations, structural foreign exchange positions, disclosures, and reporting requirements under CRR and CRR3 during the transition period.
EBA and ESAs table summarizing EU Member State language and ex ante notification requirements for PRIIPs KID under Regulation (EU) No 1286/2014, providing clarity on national rules for packaged retail and insurance-based investment products as of December 2025.
EBA AML/CFT Newsletter Issue 13 covers updates on virtual IBANs risks, MiCAR governance guidelines for asset-referenced tokens, joint EBA-ESMA suitability assessments for crypto-asset issuers, translated ML/TF risk factors guidelines, and supervisory training on crypto-assets and risk assessment.
EBA peer review assessing implementation of the Guidelines on the application of the definition of default (EBA/GL/2016/07) across EU competent authorities, evaluating transposition, compliance, and supervisory practices under CRR framework.
European Banking Authority (EBA) outlines the EU-SCICF, a framework for coordinating responses to systemic cyber incidents threatening financial stability, involving national and EU authorities to share information and align crisis measures.
EBA statement clarifying the application of CRR 3 for credit risk under the Internal Ratings Based (IRB) Approach, outlining implementation requirements, model landscape communication, and supervisory expectations for banks and authorities from January 2025.
European Banking Authority (EBA) outlines the methodology for the 2025 EU-wide stress test, detailing credit, market, and counterparty credit risks, macroeconomic scenarios, capital definitions, and regulatory hurdles for participating banks.
EBA statement clarifying MiCAR compliance requirements for issuers and offerors of asset-referenced tokens (ARTs) and e-money tokens (EMTs) from 30 June 2024, outlining transitional rules, consumer safeguards, and supervisory expectations for stakeholders and authorities.
EBA outlines 2024-2025 supervisory priorities for issuers of asset-referenced tokens (ARTs) and e-money tokens (EMTs) under MiCAR, focusing on internal governance, financial resilience, technology risk, and financial crime management to ensure holder protection and financial stability.
EBA outlines its transition to the new EU AML/CFT regime, transferring mandates to the Anti-Money Laundering Authority (AMLA) by 2025, including supervisory methodologies, risk assessments, and coordination with national authorities to strengthen financial crime prevention.