Declaration of Intention 2025 by Daniel Pérez Cid of Banco de España outlining compliance with EBA conflict of interest and professional secrecy rules, including confidentiality obligations, information disclosure restrictions, and penalties for breaches under Regulation (EU) No 1093/2010.
Curriculum Vitae of Daniel Pérez Cid, Voting Member of the EBA Board of Supervisors and Director General Financial Stability, Regulation and Resolution at Banco de España, detailing his professional experience in banking regulation, macroprudential oversight, and EU supervisory roles.
Curriculum Vitae of Anna Tsounia – Deputy Director at the Bank of Greece and alternate member of the EBA Board of Supervisors, detailing her professional experience in banking supervision, resolution, and regulatory frameworks within the Bank of Greece and Bank of England.
Curriculum Vitae of Henrik Braconier, Executive Director Banking at Sweden’s Finansinspektionen and member of the EBA Board of Supervisors, detailing his professional experience in banking supervision, economic analysis, and regulatory roles since 2001.
Declaration of intention by Henrik Braconier of Finansinspektionen (Sweden) under EBA’s conflict of interest and professional secrecy policies, outlining confidentiality obligations, information disclosure rules, and compliance with EBA Decision DC 2017/199 and Regulation (EU) No 1093/2010.
Profile of Fotios Pasiouras, Professor of Banking and Finance at MBS School of Business, specializing in risk, regulation, ESG, and fintech in the financial industry, with extensive research on bank efficiency, credit risk models, and financial consumer protection.
European Banking Authority (EBA) and ESAs outline the Terms of Reference for the EU-SCICF Forum, establishing its role in coordinating systemic cyber incident response under DORA. Covers membership, tasks, crisis preparedness, and governance for EU financial sector resilience.
EBA and ESMA factsheet summarizing key findings on crypto lending, borrowing, and staking in the EU, including market size, risks (consumer protection, liquidity, ML/TF), and regulatory considerations under MiCAR for 2025.
EBA and ESMA factsheet summarising key findings from the 2025 joint report on Decentralised Finance (DeFi), covering market size, EU financial sector exposure, risks (ICT, money laundering, consumer protection), and Maximal Extractable Value (MEV) impacts under MiCAR framework.
EBA opinion clarifying how competent authorities should apply the interaction between Pillar 2 requirements and the output floor under CRD IV, including temporary caps and double-counting reviews in the SREP framework, effective from 2025.
The European Banking Authority (EBA) today published an Opinion on the interaction between the output floor and Pillar 2 Requirements (P2R) in the context of the mandate set forth in the Capital Requirements Directive (CRD). The Opinion considers that the nominal amount of P2R is not to increase as a result of an institution becoming bound by the output floor and highlights the possibility of double counting in setting the P2R of risks already covered by the effects of a binding output floor.
The European Banking Authority (EBA) today launched its 2025 EU-wide stress test and released the macroeconomic scenarios. This year’s exercise is designed to provide valuable input for assessing the resilience of the European banking sector in the current uncertain and changing macroeconomic environment. The adverse scenario is based on a narrative of hypothetical worsening of geopolitical tensions, with large, negative, and persistent trade and confidence shocks having strong adverse effects on private consumption and investments, both domestically and globally. The severe nature of the adverse scenario reflects the purpose of the stress test exercise, which is to assess the resilience of the European banking system to a hypothetical severely deteriorated macroeconomic environment. The EBA expects to publish the results of the exercise at the beginning of August 2025.
EBA public meeting register for January 1-15, 2025, listing no disclosed meetings involving Executive Director François-Louis Michaud, covering stakeholder engagements and hospitality records.