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Annexes - ITS on IF reporting (in all EU languages)
Public hearing on Guidelines on Supervisory Independence
EBA consultation on draft Guidelines on supervisory independence under the Capital Requirements Directive (CRD), aiming to ensure fair, effective, and transparent decisions by competent authorities to support financial stability and consumer protection.
2025 11 30 PMR -2025 Francois-Louis Michaud
EBA Executive Director François-Louis Michaud’s November 2025 meeting register covering discussions with major banks and stakeholders on EU regulatory frameworks, internal model regulation, operational risk, and IT strategy trends.
TEST - ONLINE SGAT Meeting
Friday 11 December 2025, 09:30 - 17:30 (virtual event)
Follow-up peer review report on authorisations under PSD2
European Banking Authority follow-up peer review report assessing implementation of PSD2 authorisation guidelines by competent authorities, covering AML/CFT controls, governance, local substance, and resource adequacy as of 2025.
RAR Autumn 2025 - Press release charts
EBA’s Autumn 2025 Risk Assessment Report charts highlight EU/EEA banks’ rising exposure to geopolitical risks, volatile funding markets, and sovereign debt, alongside increased lending to non-bank financial institutions and project financing, particularly in defence and infrastructure.
Consultation paper on RTS and ITS on prudentially material transactions under CR
EBA consultation on draft Regulatory and Implementing Technical Standards for prudentially material transactions under CRD (Directive 2023/36/EU), covering assessment criteria, notification processes, and cooperation between authorities for acquisitions, asset transfers, mergers, and divisions.
Consultation on Technical standards on prudentially material transactions under CRD
The EBA consults on draft technical standards on prudentially material transactions under the Capital Requirements Directive
The European Banking Authority (EBA) today launched a public consultation on draft Regulatory Technical Standards (RTS) and Implementing Technical Standards (ITS) concerning material acquisitions, material transfers of assets or liabilities, and mergers and divisions involving credit institutions or (mixed) financial holding companies under the Capital Requirements Directive (CRD). The standards are designed to support banking consolidation and deepen EU market integration by clarifying supervisory expectations, reducing regulatory uncertainty and ensuring consistent prudential assessment across the EU. The consultation runs until 5 March 2026.
Technical standards on prudentially material transactions under CRD
EBA cooperation with EU institutions and international partners
The EBA publishes a follow-up Peer Review on authorisation of payment institutions and electronic money institutions
The European Banking Authority (EBA) today published a follow-up to the 2023 Peer Review Report assessing progress in the authorisation of payment institutions and electronic money institutions under the revised Payment Services Directive (PSD2). While notable improvements and increased convergence have been observed, significant differences persist in key areas such as governance, internal control mechanisms, and local substance. These divergent implementations continue to pose risks of regulatory arbitrage and an uneven playing field across Member States.
Strong capital and profitability in EU/EEA banks in a context of increased geopolitical uncertainty and operational threats
The European Banking Authority (EBA) today released its Autumn 2025 risk assessment Report (RAR), confirming that EU/EEA banks remain strong in capital, liquidity, profitability and asset quality. However, the EBA calls for continued vigilance as geopolitical uncertainty, market volatility and increasing operational risks persist. The Report is published alongside the 2025 EU-wide transparency exercise, providing detailed and comparable data for 119 banks across 25 countries of the European Union (EU) and the European Economic Area (EEA), and is supplemented by the Autumn 2025 Risk Assessment Questionnaire (RAQ).
Statistical_annex_Autumn2025RAQ
RAR Autumn 2025 presentation
EBA Autumn 2025 Risk Assessment Report – presents key findings on EU/EEA banks' strong capital and profitability amid geopolitical uncertainty, operational risks, liquidity challenges, and asset quality trends, with insights on DORA, sovereign exposures, and macroeconomic volatility.
Public Hearing_CP on draft revised SREP GL
European Banking Authority public hearing on draft revised Guidelines for Supervisory Review and Evaluation Process (SREP) and supervisory stress testing, covering key changes, regulatory updates, and next steps for consultation ending December 2025.
Risk Assessment Report Autumn 2025
European Banking Authority (EBA) Autumn 2025 Risk Assessment Report – analyses key risks and vulnerabilities in the EU/EEA banking sector, covering macroeconomic trends, asset quality, liquidity, capital, profitability, operational resilience, geopolitical threats, and retail risks with mitigation measures.
Public hearing on revised Guidelines for common procedures and methodologies for the supervisory review and evaluation process (SREP) and supervisory stress testing
The EBA consults on amendments to technical standards on prudential requirements for central securities depositories
The European Banking Authority (EBA) today launched a public consultation on draft amendments to the Regulatory Technical Standards (RTS) on certain prudential requirements for central securities depositories (CSDs) and designated credit institutions offering ‘banking-type ancillary services’. The proposed amendments reflect changes introduced by the Central Securities Depositories Regulation (CSDR) Refit, notably allowing banking CSDs to provide banking-type ancillary services to other CSDs. This consultation runs until 3 March 2026. A public hearing will be held on 12 January.