2014 EU-wide stress test results for Iccrea Holding S.p.A. – presents capital ratios, impairment losses, and credit risk exposures under baseline and adverse scenarios, assessing resilience under CRR/CRD4 transitional arrangements.
2014 EU-wide stress test results for CaixaBank (Caja de Ahorros y Pensiones de Barcelona) – assessing capital adequacy, credit risk, and impairment losses under baseline and adverse scenarios as of 2013-2016, aligned with CRR/CRD4 transitional arrangements.
2014 EU-wide stress test results for Banque et Caisse d'Épargne de l'État, Luxembourg – assessing capital resilience under baseline and adverse scenarios, covering credit risk, CET1 ratios, and impairment projections under CRR/CRD4 rules.
2014 EBA EU-wide stress test results for Lloyds Banking Group – assesses capital resilience under baseline and adverse scenarios, covering credit risk, CET1 ratios, impairment losses, and exposure data across UK, US, Ireland, and Netherlands under CRR/CRD4 rules.
2014 EBA EU-wide stress test results for Mediobanca – assessing capital adequacy, credit risk, and financial resilience under baseline and adverse scenarios, including CET1 ratios, impairment losses, and exposure data across EU jurisdictions.
2014 EU-wide stress test results for Belfius Banque SA – assesses capital resilience under baseline and adverse scenarios, covering credit risk, Common Equity Tier 1 ratios, and impairment projections under CRR/CRD4 rules.
2014 EU-wide stress test results for NRW.Bank – assessing capital resilience under baseline and adverse scenarios, covering credit risk, CET1 ratios, and impairment projections under CRR/CRD4 rules.
2014 EU-wide stress test results for Hellenic Bank Public Company Ltd – assessing capital adequacy, credit risk, and financial resilience under baseline and adverse scenarios as per CRR/CRD4 transitional arrangements.
2014 EBA EU-wide stress test results for ING Bank N.V. – assessing capital adequacy, credit risk, and financial resilience under baseline and adverse scenarios (2014–2016) under CRR/CRD4 rules.
2014 EU-wide stress test results for Bank of Ireland – details capital ratios, impairment losses, and credit risk exposures under baseline and adverse scenarios, assessing resilience under CRR/CRD4 transitional arrangements.
2014 EBA EU-wide stress test results for Raiffeisen Zentralbank Österreich AG – assesses capital adequacy, credit risk, and impairment losses under baseline and adverse scenarios, including CET1 ratios and exposure data across Austria, Russia, Czech Republic, Poland, and Slovakia.
2014 EBA EU-wide stress test results for BNP Paribas – detailing capital ratios, risk exposures, and impairment projections under baseline and adverse scenarios as of December 2013, with credit risk breakdowns by geography and asset class.
2014 EBA EU-wide stress test results for Rabobank – presenting capital ratios, credit risk exposures, and impairment projections under baseline and adverse scenarios for 2014-2016, including CET1 thresholds under CRR/CRD4.
2014 EBA EU-wide stress test results for Getin Noble Bank SA – presenting capital ratios, credit risk exposures, and impairment projections under baseline and adverse scenarios as of 2013-2016 under CRR/CRD4 rules.
2014 EU-wide stress test results for Alpha Bank S.A. – assessing capital adequacy, credit risk exposures, and financial resilience under baseline and adverse scenarios as of 2013-2016, including CET1 ratios and impairment projections under CRR/CRD4 rules.
2014 EU-wide stress test results for Caja de Ahorros y M.P. de Zaragoza, Aragón y Rioja – assessing capital adequacy, credit risk, and impairment losses under baseline and adverse scenarios per CRR/CRD4 rules.
2014 EBA EU-wide stress test results for Norddeutsche Landesbank-Girozentrale – assessing capital adequacy, credit risk, and financial resilience under baseline and adverse scenarios as of 2013-2016, including CET1 ratios, impairment losses, and exposure data under CRR/CRD4.
The European Banking Authority (EBA) published the results of the 2014 EU-wide stress test. As a fundamental step in the on-going repair process of the EU banking sector, the EU-wide stress test allows assessing the resilience of banks to adverse economic developments, as well as understanding any remaining vulnerabilities. By disclosing up to 12,000 data points per bank, the EBA is providing unprecedented transparency into EU banks’ balance sheets, an essential condition to maintain strong market discipline and increase investors’ confidence in the EU banking sector.
The European Banking Authority (EBA) published today the results of the 2014 EU-wide stress test of 123 banks. The aim of the stress test is to assess the resilience of EU banks to adverse economic developments, so as to understand remaining vulnerabilities, complete the repair of the EU banking sector and increase confidence. On average, EU banks’ common equity ratio (CET1) drops by 260 basis points, from 11.1% at the start of the exercise, after the asset quality reviews’ (AQRs) adjustment, to 8.5% after the stress. By disclosing these results, the EBA is providing unparalleled transparency into EU banks’ balance sheets, with up to 12,000 data points per bank, an essential step towards enhancing market discipline in the EU.