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2019 03 05 Letter to EC re CfA for the purposes of a benchmarking of national loan enforcement frameworks.pdf
European Banking Authority (EBA) letter to the European Commission discussing a Call for Advice on benchmarking national loan enforcement frameworks, including insolvency procedures, from a bank creditor perspective. Covers proposed data collection, timeline adjustments, and challenges in meeting the original 2019 deadline for the Capital Markets Union initiative.
JC GL 2018 35-CT GLs on complaints-handling to authorities competent for supervising the new institutions under PSD2 andor the MCD...pdf
EBA and ESMA joint guidelines extending complaints-handling rules to new institutions under PSD2 and MCD, outlining compliance requirements for EU supervisory authorities by May 2019.
CP on GLs Guidelines on harmonised definitions and templates for funding plans of credit institutions
Remuneration data
EBA launches consultation on technical standards on the standardised approach for counterparty credit risk
The European Banking Authority (EBA) launched today a consultation on four draft Regulatory Technical Standards (RTS) on the Standardised Approach for Counterparty Credit Risk (SA-CCR). These draft technical standards specify key aspects of the SA-CCR and represent an important contribution to its smooth harmonised implementation in the EU. The draft technical standards were developed based on the mandates included in the latest available version of proposed amended Capital Requirements Regulation (CRR2). The consultation runs until 2 August 2019.
José Manuel Campa takes up his position as Chairperson of the EBA
José Manuel Campa officially assumed his new post as Chairperson of the European Banking Authority (EBA) on 1 May 2019, after the European Parliament confirmed his nomination by the EBA’s Board of Supervisor on 14 March 2019.
EBA CP draft RTS on SA-CCR (new version)
Consultation paper on draft RTS on the standardised approach for counterparty credit risk
2018 EBA Report on supervisory colleges.pdf
Report on the functioning of supervisory colleges in 2018
EBA sees significant improvement in the work of supervisory colleges in 2018 but efforts are still needed to enhance the risk assessment reports and the joint decisions
The European Banking Authority (EBA) published today its 2018 Report on supervisory colleges, which summarises its findings on the monitoring of supervisory colleges for the main cross-border European banking groups. Considering the progress observed in the functioning of colleges over the years, the Report mainly focuses on the quality of the colleges’ deliverables and highlights examples of good practice. Overall, the EBA has identified significant improvement in the colleges’ deliverables although further efforts are needed, in particular to ensure that the group risk/liquidity risk assessment reports form a real joint assessment of the group-wide risks.
Regulatory Technical Standards on Simplified Obligations
PL - Małgorzata Iwanicz-Drozdowska - DINT final.pdf
Issues VIII to XIII raised by the EBA WG on APIs .pdf
Issues VIII to XIII raised by the EBA WG-API
GLs-Rec - Compliance form.docx
Final GL on disclosure of non-performing and forborne exposures - EN.pdf
EBA final guidelines establishing uniform disclosure requirements for credit institutions on non-performing exposures (NPEs), forborne exposures, and foreclosed assets under CRR, ensuring transparency and supervisory compliance across the EU.
EBA publishes clarifications to a third set of issues raised by its Working Group on APIs under PSD2
The European Banking Authority (EBA) published today clarifications to a third set of issues that had been raised and discussed by participants of its Working Group (WG) on APIs under PSD2. The clarifications respond to issues raised on the portability of ‘wide usage' data between EU Member States and on eIDAS certificates, in particular with regards to passporting, their use during the ‘wide usage' period, and the reliance on the certificates by account servicing payment service providers (ASPSPs). The clarifications also respond to questions on the use by Third Party Providers (TPPs) of agents and outsourcees for accessing payment accounts data and on the interpretation of the conditions of "widely used" and "design to the satisfaction of the TPPs".
EBA publishes clarifications to the first set of issues raised by its Working Group on APIs under PSD2
The European Banking Authority (EBA) published today clarifications to the first set of issues that had been raised and discussed by participants of its Working Group (WG) on APIs under PSD2, which met for the first time on 21 February 2019. The issues relate the practical aspects regarding the reliability of testing platforms, the alignment of functionalities between API schemes, and the identification for testing purposes of entities that have not been authorised yet.
Guidelines on disclosure of non-performing and forborne exposures
Additional background and guidance for asking questions_updated re MCD April 2019.pdf
EBA guidance on submitting questions about the practical application of EU banking regulations, including CRD, CRR, BRRD, DGSD, PSD2, and the Mortgage Credit Directive (MCD), outlining eligibility, prioritization, and submission rules for stakeholders.
EBA adds MCD to its online Interactive Single Rulebook and QA tools
The European Banking Authority (EBA) has updated its online Interactive Single Rulebook and Q&A tool with the inclusion of the Mortgage Credit Directive (MCD).