European Banking Authority (EBA) 2023 budget and 2023-2025 Single Programming Document (SPD) – outlines adopted financial plan, staffing levels, and strategic priorities, including adjustments for MiCA and DORA regulations, with revenue sources and expenditure breakdown.
The European Banking Authority (EBA) today published its Report on liquidity measures, which monitors and evaluates the liquidity coverage requirements currently in place in the EU. The liquidity coverage ratio (LCR) declined to 166% in June 2022. The fall was due to an increase in outflows driven by higher interest rates and volatility which led to a decline in asset prices during the first half of the year. The evolution of banks’ LCR levels is particularly relevant given the uncertain economic outlook with high levels of inflation and the process of normalisation of the monetary policy. EU banks hold materially lower liquidity buffers in foreign currencies, particularly the USD, which requires enhanced monitoring by banks and supervisors to avoid excessive vulnerability to disruptions in the foreign exchange markets.
The European Banking Authority (EBA) today published its quarterly Risk Dashboard together with the results of the autumn edition of the Risk Assessment Questionnaire (RAQ).
The three European Supervisory Authorities (EBA, EIOPA and ESMA - ESAs) published today a joint thematic Report on national financial education initiatives on digitalisation, with a focus on cybersecurity, scams, and fraud. The Report identifies good practices that national competent authorities and other public entities can follow when designing and implementing their financial education initiatives.
Programme
Risk parameters annex (pdf)
Risk parameters annex (xlsx)
RAQ Booklet Autumn 2022
RAQ Statistical Annex
Risk dashboard Q3 2022
Interactive Dashboard - Q3 2022
Thematic Report on national financial education initiatives on digitalization
Peer Review Report on authorisation under PSD2
European Banking Authority (EBA) policy establishing guidelines for job shadowing internships for secondary school students aged 14–19, covering eligibility, duration, confidentiality, insurance, and professional conduct at the EBA under EU Regulation 1093/2010.
EBA guidelines on payment commitments under Directive 2014/49/EU – reporting EU member states' compliance status, including national transposition measures and authorities' intent to adopt deposit guarantee scheme requirements.
EBA guidelines on calculating risk-based contributions to deposit guarantee schemes (DGS) under EU Directive 2014/49/EU, including compliance status from EU member state authorities and implementation methods.
The European Banking Authority (EBA) today published its peer review on authorisation of payment institutions and e-money institutions under the revised Payment Services Directive (PSD2). The review generally found increased transparency and consistency of the information required in the authorisation process. However, it also identified significant divergences in competent authorities’ assessment and the degree of scrutiny of applications. The review, therefore, sets out a series of measures to address such divergencies, to level out the supervisory playing field and to mitigate against ‘forum shopping’.