EBA consultation response from the Banking Stakeholder Group (BSG) supporting the extension of existing Joint Committee Guidelines on complaints handling to credit servicers under Directive (EU) 2021/2167, ensuring consistent borrower protections and supervisory efficiency in non-performing loan markets.
EBA public meeting register for January 1-15, 2024, reporting no disclosed meetings involving Executive Director François-Louis Michaud under transparency requirements.
EBA Executive Director François-Louis Michaud’s January 2024 meeting register detailing discussions with My Money Bank, Groupe BPCE, and Lugny on banking trends, risks, economic conditions, and regulatory implementation under the EU Banking Package.
European Banking Authority (EBA) public meeting register for December 2023 listing engagements of Executive Director François-Louis Michaud, including discussions with financial associations and academic institutions on banking sector topics.
European Banking Authority (EBA) public meeting register for December 2023 listing engagements by Executive Director François-Louis Michaud, covering crypto asset regulation, EU banking package implementation, and academic discussions with stakeholders including Coinbase and the Association of German Banks.
EBA Executive Director François-Louis Michaud’s November 2023 meeting register covering discussions on banking supervision, digital assets, climate risk, diversity and inclusion, capital markets union, and regulatory lessons from recent banking turmoil.
EBA instructions for the EU-specific Basel III monitoring exercise as of December 2023, detailing templates for credit risk, securitisation, counterparty credit risk (CCR), CVA, market risk (FRTB), prudent valuation, and operational risk reporting under EU regulatory adjustments.
EBA decision outlining mandatory annual reporting requirements for EU credit institutions to monitor Basel III standards, including capital, liquidity, leverage, and funding ratios, targeting systemically important banks and institutions with Tier 1 capital over €3 billion or assets exceeding €30 billion.
Bank Guarantee Fund (BFG) informs the European Banking Authority about the April 2020 resolution procedure for Bank Spółdzielczy w Przemkowie, including capital write-down, acquisition tool application, and administrator appointment under Polish deposit guarantee and resolution laws.
The EBA consults on draft technical standards on residual risk add-on hedges under the Fundamental Review of the Trading Book
The European Banking Authority (EBA) today launched a public consultation on its draft Regulatory Technical Standards (RTS) on the conditions for determining whether an instrument attracting residual risk acts as a hedge. These RTS are part of the Phase 1 deliverables of the EBA roadmap on the implementation of the EU banking package in the area of market risk. The consultation runs until 3 May 2024.
EBA consults on draft Regulatory Technical Standards exempting certain hedges from residual risk add-on own funds requirements under CRR Article 325u(4a), seeking stakeholder feedback by May 2024.
The European Supervisory Authorities (EBA, EIOPA and ESMA – the ESAs) today published a Report setting out the results of a stocktake of BigTech direct financial services provision in the EU. The Report identifies the types of financial services currently carried out by BigTechs in the EU pursuant to EU licences and highlights inherent opportunities, risks, regulatory and supervisory challenges. The ESAs will continue to strengthen the monitoring of the relevance of BigTech in the EU financial services sector, including via the establishment of a new monitoring matrix.
European Supervisory Authorities (ESAs) 2023 report assessing BigTech firms' direct financial services in the EU, covering payments, e-money, insurance, and limited banking activities. Highlights regulatory and supervisory challenges, risks of intra-group interconnectedness, and growth trends in digital finance.