Opinion on new types of payment fraud and possible mitigations
European Banking Authority (EBA) opinion analysing 2022 payment fraud trends, including higher fraud rates in instant payments and social engineering risks. Recommends additional security measures beyond PSD3, PSR, and Instant Payments Regulation to strengthen anti-fraud frameworks for retail payments.
Opinion of the EBA on measures in accordance with Article 124 of Regulation (EU) No 575
EBA opinion on Latvia’s proposal to reduce risk weights for commercial immovable property exposures under CRR Article 124, assessing financial stability impacts and approving an 80% risk weight for standardised approach institutions from June 2024.
Opinion on a decision to grant the permission referred to in Article 129(1a)(c) of the CRR – notification from Bank of Italy
EBA opinion on Bank of Italy’s request to permit CQS 3 credit institution exposures as collateral for covered bonds under CRR Article 129(1a)(c), addressing concentration risks in Italy’s covered bond market due to limited CQS 1 and 2-rated institutions.
ESAs Opinion on bilateral margining of equity options
European Supervisory Authorities (ESAs) opinion on extending the temporary exemption from bilateral margining requirements for equity options under EMIR until 2026, addressing market stability, fragmentation risks, and regulatory continuity pending a long-term solution.
EBA opinion on green loans and mortgages
EBA opinion on green loans and mortgages for retail borrowers and SMEs – proposes an EU-wide definition based on the Taxonomy Regulation, assesses market practices, and recommends measures to boost uptake while ensuring consumer protection and market credibility.
EBA-Op-2023-11 Opinion of the EBA on measures in accordance with Article 458 of Regulation (EU) No 5752013.pdf
EBA Opinion on measures in accordance with Article 458 (EBA-Op-2023-11)
EBA-Op-2023-10 (Opinion EBA follow-up to 2021 Discharge report of the EP).pdf
EBA Opinion on the European Parliament 2021 discharge report
EBA-Op-2023-09 Opinion of the EBA on measures in accordance with Article 124 of CRRR.pdf
Opinion of the EBA on measures in accordance with Article 124 of CRR
EBA Op 2023 08 Opinion on MLTF risks EBA REP 2023 21.pdf
Opinion on ML TF risks
Opinion on regulatory scope and validation of initial margin models.pdf
Opinion on regulatory scope and validation of initial margin models
EBA-Op-2023-06 Opinion of the EBA on measures in accordance with Article 458 of Regulation (EU) No 5752013.pdf
Opinion of the EBA on measures in accordance with Article 458 (EBA/Op/2023/06)
EBA Opinion on RTS on Crowdfunding.pdf
Opinion on RTS on Crowdfunding
EBA-Op-2023-05 Opinion of the EBA on measures in accordance with Article 458 of Regulation EU No 5752013.pdf
EBA Opinion on measures in accordance with Article 458 (EBA-Op-2023-05)
(EBA-OP-2023-02 ) Opinion on the application of the new boundary provisions.pdf
Opinion on the application of the provisions relating to the boundary between trading book and banking book
Opinion on the set-up and operationalisation of IPUs.pdf
Opinion on the set-up and operationalisation of Intermediate EU Parent Undertaking(s)