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    The EBA is an independent EU Authority.  We play a key role in safeguarding the integrity and robustness of the EU banking sector to support financial stability in the EU.

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    To contribute to the stability and effectiveness of the European financial system, the EBA develops harmonised rules for financial institutions, promotes convergence of supervisory practices, monitors, and advises on the impact of financial innovation and the transition to sustainable finance.

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    Risk and data analysis

    To ensure the orderly functioning and stability of the financial system in the European Union, we monitor and analyse risks and vulnerabilities relevant for the regulation of banks and investment firms. We also facilitate information sharing among authorities and institutions through supervisory reporting and data disclosure.

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    Publications and media

    Communicating to all our audiences in the most effective way and using the most appropriate channels is crucial for us. Through our publications, announcements, and participation in external events, we are committed to reaching out to all our stakeholders to report about our policies, activities, and initiatives.

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Opinions

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    • Publications
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15 December 2023

EBA opinion on green loans and mortgages

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26 October 2023

EBA-Op-2023-11 Opinion of the EBA on measures in accordance with Article 458 of Regulation (EU) No 5752013.pdf

EBA Opinion on measures in accordance with Article 458 (EBA-Op-2023-11)
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14 September 2023

EBA-Op-2023-10 (Opinion EBA follow-up to 2021 Discharge report of the EP).pdf

EBA Opinion on the European Parliament 2021 discharge report
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12 September 2023

EBA-Op-2023-09 Opinion of the EBA on measures in accordance with Article 124 of CRRR.pdf

Opinion of the EBA on measures in accordance with Article 124 of CRR
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13 July 2023

EBA Op 2023 08 Opinion on MLTF risks EBA REP 2023 21.pdf

Opinion on ML TF risks
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6 July 2023

Opinion on regulatory scope and validation of initial margin models.pdf

Opinion on regulatory scope and validation of initial margin models
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20 June 2023

EBA-Op-2023-06 Opinion of the EBA on measures in accordance with Article 458 of Regulation (EU) No 5752013.pdf

Opinion of the EBA on measures in accordance with Article 458 (EBA/Op/2023/06)
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14 June 2023

EBA Opinion on RTS on Crowdfunding.pdf

Opinion on RTS on Crowdfunding
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9 June 2023

EBA-Op-2023-05 Opinion of the EBA on measures in accordance with Article 458 of Regulation EU No 5752013.pdf

EBA Opinion on measures in accordance with Article 458 (EBA-Op-2023-05)
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27 February 2023

(EBA-OP-2023-02 ) Opinion on the application of the new boundary provisions.pdf

Opinion on the application of the provisions relating to the boundary between trading book and banking book
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7 November 2022

Opinion on the set-up and operationalisation of IPUs.pdf

Opinion on the set-up and operationalisation of Intermediate EU Parent Undertaking(s)
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17 October 2022

Opinion on EC’s amendments to final draft ITS on prudential disclosures on ESG risks.pdf

Opinion on the European Commission’s proposed amendments to the EBA final draft implementing technical standards on prudential disclosures on ESG risks in accordance with Article 449a CRR
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19 September 2022

Opinion EBA follow-up to 2020 Discharge Report of the EP.pdf

EBA Opinion on the European Parliament 2020 discharge report
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12 September 2022

EBA-Op-2022-09 Opinion of the EBA on measures in accordance with Article 458 of Regulation (EU) No 5752013.pdf

EBA Opinion on measures in accordance with Article 133 (EBA-Op-2022-09)
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7 July 2022

EBA Opinion on legacy instruments - outcome of its implementation.pdf

Opinion on legacy instruments - outcome of its implementation
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EUROPEAN BANKING AUTHORITY

Our mission is to contribute to the stability and effectiveness of the European financial system through simple, consistent, transparent, fair regulation and supervision that benefits all EU citizens.


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