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Q&As refer to the provisions in force on the day of their publication. The EBA does not systematically review published Q&As following the amendment of legislative acts. Users of the Q&A tool should therefore check the date of publication of the Q&A and whether the provisions referred to in the answer remain the same.

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List of Q&A's

EBA validation v23089_m does not allow values

EBA validation v23089_m states: with {tC_10.00, (r0010, r0020, r0040, r0050, r0060, r0070, r0080, r0090, r0100, r0101, r0110, r0120, r0130, r0131, r0132, r0150, r0151, r0152, r0153, r0154, r0155, r0156, r0157, r0158, r0159, r0160, r0161, r0162, r0163, r0170, r0230, r0240, r0250, r0260), default: null, interval: false}: isnull({c0120}) The validation only allows values in rows r0180, r0190, r0200, r0210, r0220, r0230 and r0270, while CRR IRB-IMM exposures, calculated based on SA, can be split over many exposure classes (r0040 to r0240). However this validation rule does not allow amounts to be reported in r0040-r0240 in c0120. We believe this is a mistake.

  • Legal act: Regulation (EU) No 575/2013 (CRR)
  • COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2024/3117 - ITS on supervisory reporting of institutions
  • ID: 2026_7873
  • Topic: Supervisory reporting - COREP (incl. IP Losses)
  • Date of submission:
  • Published as Rejected Q&A: 30/09/2026

Validity of validation rule v10667

Validation rule v10667 seems invalid. with {default: 0, interval: true}:      sum(          {tC_08.01.a, r0070, c0250}          [where qEEA in {              [eba_qAE:qx2013], [eba_qAE:qx2015], [eba_qAE:qx2021], [eba_qAE:qx2071],              [eba_qAE:qx2073], [eba_qAE:qx2075], [eba_qAE:qx2022], [eba_qAE:qx2012],              [eba_qAE:qx2014], [eba_qAE:qx2018], [eba_qAE:qx2020], [eba_qAE:qx2072],              [eba_qAE:qx2074], [eba_qAE:qx2076]          }]      )      *      sum(          {tC_08.02, c0110}          [where qEEA in {              [eba_qAE:qx2013], [eba_qAE:qx2015], [eba_qAE:qx2021], [eba_qAE:qx2071],              [eba_qAE:qx2073], [eba_qAE:qx2075], [eba_qAE:qx2022], [eba_qAE:qx2012],              [eba_qAE:qx2014], [eba_qAE:qx2018], [eba_qAE:qx2020], [eba_qAE:qx2072],              [eba_qAE:qx2074], [eba_qAE:qx2076]          }]      )      =      sum(          {tC_08.02, c0250}          [where qEEA in {              [eba_qAE:qx2013], [eba_qAE:qx2015], [eba_qAE:qx2021], [eba_qAE:qx2071],              [eba_qAE:qx2073], [eba_qAE:qx2075], [eba_qAE:qx2022], [eba_qAE:qx2012],              [eba_qAE:qx2014], [eba_qAE:qx2018], [eba_qAE:qx2020], [eba_qAE:qx2072],              [eba_qAE:qx2074], [eba_qAE:qx2076]          }]      )      *      sum(          {tC_08.02, c0110}          [where qEEA in {              [eba_qAE:qx2013], [eba_qAE:qx2015], [eba_qAE:qx2021], [eba_qAE:qx2071],              [eba_qAE:qx2073], [eba_qAE:qx2075], [eba_qAE:qx2022], [eba_qAE:qx2012],              [eba_qAE:qx2014], [eba_qAE:qx2018], [eba_qAE:qx2020], [eba_qAE:qx2072],              [eba_qAE:qx2074], [eba_qAE:qx2076]          }]      ) We have encountered an error on this check which seems to be caused by the accuracy of the metric involved. c0250 in C08.01 and C08.02 is requested as a whole number. This causes rounding to be applied at the global (across obligor grades) level for C08.01, but at the level of C08.02 the rounding is done per obligor grade. This introduces differences between the results of the left and right side of the validation rule.  

  • Legal act: Regulation (EU) No 575/2013 (CRR)
  • COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2024/3117 - ITS on supervisory reporting of institutions
  • ID: 2026_7872
  • Topic: Supervisory reporting - COREP (incl. IP Losses)
  • Date of submission:
  • Published as Rejected Q&A: 30/09/2026

Validation v903251_h in relation to EBA Q&A 2020_5551

EBA Q&A 2020_5551 confirmed that the SME support factor and Infrastructure support factor can be applied simultaneously. After applying this, we run into validation v903251_h which enforces the following: with{tC_07.00.a, c0010-0220, default: 0, interval: true}: abs({r0010}) >= abs({r0030}) + abs({r0035}) This validation enforces that the exposure reported on row r0010 of C07.00 is larger or equal to the sum of r0030 (exposures subject to SME-supporting factor) and r0035 (exposures to infrastructure projects supporting factor). This is not logical when the SME support factor and Infrastructure support factor can be applied simultaneously. Can you please review v903251?

  • Legal act: Regulation (EU) No 575/2013 (CRR)
  • COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2024/3117 - ITS on supervisory reporting of institutions
  • ID: 2026_7871
  • Topic: Supervisory reporting - COREP (incl. IP Losses)
  • Date of submission:
  • Published as Rejected Q&A: 15/10/2026

Validity of validation rule v4769_m

The v4769 validation rule seems invalid. with {tC_08.01.a, c0020-0290, default: 0, interval: true}: {r0010} [where qEEA=[eba_qAE:qx2023]] = {r0010} [where qEEA=[eba_qAE:qx2021]] + {r0010} [where  qEEA=[eba_qAE:qx2071]] + {r0010} [where qEEA=[eba_qAE:qx2073]] + {r0010} [where qEEA=[eba_qAE:qx2015]] + {r0010} [where qEEA=[eba_qAE:qx2075]] + {r0010} [where qEEA=[eba_qAE:qx2013]] + {r0010} [where qEEA=[eba_qAE:qx2068]] + {r0010} [where qEEA=[eba_qAE:qx2009]] + {r0010} [where qEEA=[eba_qAE:qx2055]] + {r0010} [where qEEA=[eba_qAE:qx2081]] For columns which are calculated as a weighted average, a summation is not correct.  

  • Legal act: Regulation (EU) No 575/2013 (CRR)
  • COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2024/3117 - ITS on supervisory reporting of institutions
  • ID: 2026_7869
  • Topic: Supervisory reporting - COREP (incl. IP Losses)
  • Date of submission:
  • Published as Rejected Q&A: 15/10/2026

Validity of validation rule v903250

This validation rule seems invalid. with{tC_08.01.a, (c0020, c0030, c0040, c0050, c0060, c0070, c0080, c0090, c0101, c0102, c0103, c0104, c0105, c0106, c0107, c0110, c0140, c0150, c0160, c0170, c0171, c0172, c0173, c0180, c0190, c0200, c0210, c0250, c0255, c0256, c0257, c0260, c0270, c0280, c0290, c0300), default: 0, interval: true}: abs({r0010}) >= abs({r0015}) + abs({r0016}) For column c0250 this formula is not valid. r0015 and r0016 are different subsets of r0010 but not 'complete', other exposure not falling into the subsets may exist as well. This can determine the average maturity of r0010 so that the condition is not true.  

  • Legal act: Regulation (EU) No 575/2013 (CRR)
  • COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2024/3117 - ITS on supervisory reporting of institutions
  • ID: 2026_7868
  • Topic: Supervisory reporting - COREP (incl. IP Losses)
  • Date of submission:
  • Published as Rejected Q&A: 15/10/2026

Validity of validation rule v903610

Validation rule v4786 seems invalid. with {tC_09.02, (r0010, r0020, r0030, r0050, r0060, r0070, r0080, r0090, r0100, r0110, r0120, r0130), default: 0, interval: true}: {c0105} >= {c0110} This formula  implies that RW can never be higher than 100% which is incorrect

  • Legal act: Regulation (EU) No 575/2013 (CRR)
  • COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2024/3117 - ITS on supervisory reporting of institutions
  • ID: 2026_7867
  • Topic: Supervisory reporting - COREP (incl. IP Losses)
  • Date of submission:
  • Published as final Q&A: 15/10/2026

Validity of validation rule v903610

The validation rule v903610 seems invalid.   with{tC_34.03, c0030-0070, s*, default: 0, interval: true}: {r0010} = {r0190} + {r0230} + {r0120} + {r0050} + {r0270} + {r0340} Since transactions may be categorized in multiple risk categories, summing per risk category will double count those transactions.  

  • Legal act: Regulation (EU) No 575/2013 (CRR)
  • COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2024/3117 - ITS on supervisory reporting of institutions
  • ID: 2026_7866
  • Topic: Supervisory reporting - COREP (incl. IP Losses)
  • Date of submission:
  • Published as Rejected Q&A: 15/10/2026

Validity of validation rule v903627

The rule v903627 seems incorrect. with{tC_09.02, (c0010, c0030, c0040, c0050, c0055, c0060, c0070, c0105, c0110, c0120, c0121, c0122, c0125, c0130), default: 0, interval: true}: {r0030} = {r0050} + {r0051} Rows r0050 and r0051 are not a full breakdown of r0030. Non SME and Non Large Corporate exposures are also included within this scope.  0030 Corporates 0050 Of Which: SME 0051 Of Which: Large Corporates  

  • Legal act: Regulation (EU) No 575/2013 (CRR)
  • COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2024/3117 - ITS on supervisory reporting of institutions
  • ID: 2026_7865
  • Topic: Supervisory reporting - COREP (incl. IP Losses)
  • Date of submission:
  • Published as Rejected Q&A: 15/10/2026

Validation rules taxonomy V4.2 C09.02 v903627_h

In the latest set of EBA validations rules, VR v903627_h has been added effective 31/03/2026. This validation rule is identical to the earlier deactivated v23650_h. Via 2025_7323 it was earlier raised that v23650_h is not correct. Hence, we feel that the same applies to v903627_h. 

  • Legal act: Regulation (EU) No 575/2013 (CRR)
  • COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2024/3117 - ITS on supervisory reporting of institutions
  • ID: 2026_7864
  • Topic: Credit risk
  • Date of submission:
  • Published as Rejected Q&A: 30/09/2026

Incoherent formulae of the validation rule v22949_m

Is the formulae of the validation rule v22949_m coherent?

  • Legal act: Regulation (EU) No 575/2013 (CRR)
  • COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2024/3117 - ITS on supervisory reporting of institutions
  • ID: 2026_7863
  • Topic: Credit risk
  • Date of submission:
  • Published as Rejected Q&A: 30/09/2026

Incoherent formulae of the validation rule v90317_m

The control formula currently in place for column 0070 / row 0340 of template C16.02 does not seem aligned with your definition of this indicator. Could you clarify the expected logic?

  • Legal act: Regulation (EU) No 575/2013 (CRR)
  • COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2024/3117 - ITS on supervisory reporting of institutions
  • ID: 2026_7862
  • Topic: Operational risk
  • Date of submission:
  • Published as Rejected Q&A: 13/05/2026

Incoherent formulae of the validation rule v90316_m

The control formula currently in place for column 0070 / row 0310 of template C16.02 does not seem aligned with your definition of this indicator. Could you clarify the expected logic?

  • Legal act: Regulation (EU) No 575/2013 (CRR)
  • COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2024/3117 - ITS on supervisory reporting of institutions
  • ID: 2026_7861
  • Topic: Operational risk
  • Date of submission:
  • Published as Rejected Q&A: 13/05/2026

Incoherent formulae of the validation rule v90315_m

The control formula currently in place for column 0070 / row 0260 of template C16.02 does not seem aligned with your definition of this indicator. Could you clarify the expected logic?

  • Legal act: Regulation (EU) No 575/2013 (CRR)
  • COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2024/3117 - ITS on supervisory reporting of institutions
  • ID: 2026_7860
  • Topic: Operational risk
  • Date of submission:
  • Published as Rejected Q&A: 13/05/2026

Incoherent formulae of the validation rule v4786_m

Should the validation rule v4786_m be active?

  • Legal act: Regulation (EU) No 575/2013 (CRR)
  • COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2024/3117 - ITS on supervisory reporting of institutions
  • ID: 2026_7857
  • Topic: Credit risk
  • Date of submission:
  • Published as Rejected Q&A: 15/10/2026

Incoherent formulae of the validation rule v903627_h

Could you please therefore confirm that the validation rule should be inactive?

  • Legal act: Regulation (EU) No 575/2013 (CRR)
  • COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2024/3117 - ITS on supervisory reporting of institutions
  • ID: 2026_7856
  • Topic: Credit risk
  • Date of submission:
  • Published as Rejected Q&A: 30/09/2026

Incoherent formulae of the validation rule v1674_m

Should the validation rule v1674_m be active?

  • Legal act: Regulation (EU) No 575/2013 (CRR)
  • COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2024/3117 - ITS on supervisory reporting of institutions
  • ID: 2026_7855
  • Topic: Credit risk
  • Date of submission:
  • Published as Rejected Q&A: 15/10/2026

Incoherent formulae on the validation rule v0478_m

Should the validation rule v0478_m be active?

  • Legal act: Regulation (EU) No 575/2013 (CRR)
  • COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2024/3117 - ITS on supervisory reporting of institutions
  • ID: 2026_7854
  • Topic: Credit risk
  • Date of submission:
  • Published as final Q&A: 15/10/2026

Incoherent formulae on the validation rule v0476_m

Should the validation rule v0476_m be active?

  • Legal act: Regulation (EU) No 575/2013 (CRR)
  • COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2024/3117 - ITS on supervisory reporting of institutions
  • ID: 2026_7853
  • Topic: Credit risk
  • Date of submission:
  • Published as Rejected Q&A: 15/10/2026

Incoherent formulae on the validation rule v0475_m

Should the validation rule v0475_m be active?

  • Legal act: Regulation (EU) No 575/2013 (CRR)
  • COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2024/3117 - ITS on supervisory reporting of institutions
  • ID: 2026_7852
  • Topic: Credit risk
  • Date of submission:
  • Published as Rejected Q&A: 15/10/2026

Incoherent formulae on the validation rule v0473_m

Should the validation rule v0473_m be active?

  • Legal act: Regulation (EU) No 575/2013 (CRR)
  • COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2024/3117 - ITS on supervisory reporting of institutions
  • ID: 2026_7851
  • Topic: Credit risk
  • Date of submission:
  • Published as Rejected Q&A: 15/10/2026