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Article 156
Liquidity supervisionArticle 64
Supervisory powers and powers to impose penaltiesSection I
Competence and duties of home and host Member StatesArticle 8
AuthorisationArticle 57
Exchange of information with oversight bodiesArticle 69
Exchange of information on penalties and maintenance of a central database by EBAArticle 81
Concentration riskCHAPTER 2
Review ProcessesArticle 14
Shareholders and membersArticle 101
Ongoing review of the permission to use internal approachesArticle 26
Information obligations and penaltiesArticle 42
Reasons and communicationArticle 63
Duty of persons responsible for the legal control of annual and consolidated accountsSection III
Duty of persons responsible for the legal control of annual and consolidated accountsArticle 12
Initial capitalANNEX I
LIST OF ACTIVITIES SUBJECT TO MUTUAL RECOGNITIONEBA publishes report on progress made on its roadmap to repair IRB models
The European Banking Authority (EBA) published today a progress report on the roadmap set out in 2016 to repair internal models used to calculate own funds requirements for credit risk under the Internal Ratings Based (IRB) approach. The roadmap aims to address the concerns about undue variability of own funds requirements and to restore trust in IRB models by ensuring comparability of the estimates of risk parameters, while retaining their risk sensitivity. This report marks the finalisation of the IRB regulatory review and provides clarity on the next steps.
ESAs publish recommendations on the supervision of retail financial services provided across borders
The Joint Committee of the European Supervisory Authorities (EBA, EIOPA and ESMA - ESAs) published today a Report on the cross-border supervision of retail financial services. In this report, the ESAs identified the main issues that national competent authorities (NCAs) face when supervising financial institutions that provide cross-border retail financial services within the EU and make recommendations to both NCAs and EU institutions on how to address them. In particular, the Report calls for more clarity on when activities carried out through digital means fall under passporting rules, and for considering the identified high-level principles on cooperation as the basis for any new legislation or possible amendment to current legislation.
EBA thematic report on the impact of FinTech on PIs' and EMIs' business models.pdf
EBA thematic report on the impact of FinTech on PIs’ and EMI’s business models