Publications

Profile of Professor Michael Tröge, ESCP Business School finance expert specializing in game theory, banking competition, and antitrust, with research contributions to EU retail banking inquiries and state aid rules for distressed banks.

European Banking Authority (EBA) Management Board meeting minutes from November 2025 covering updates on 2025 work programme execution, IT and sustainability initiatives, AMLA transition, EBA 2028 premises project, and regulatory compliance cases.

EBA Chairperson Jose Manuel Campa’s December 2025 public meetings register detailing stakeholder engagements, including a keynote speech on EU banking sector priorities such as resilience, innovation, and competitiveness at the AEFR Matinale in Paris.

Mathilde Bonneau, PayPal’s Director of International Payments Policy, leads EU payments strategy on PSD2-PSD3-PSR, SEPA, instant payments, and fraud prevention, engaging with regulators and industry groups to shape secure and interoperable payment ecosystems.

EBA Board of Appeal decision on cost reimbursement in NOVIS vs EIOPA case – rules on reasonable legal costs eligibility, excluding pre-litigation expenses, and sets 148-hour reimbursement for appeal proceedings under ESAs Regulations.

EBA updates guidelines on assessing equivalence of third-country confidentiality regimes under EU regulations, including MiCAR, confirming equivalence for Australia, China, Montenegro, Peru, Serbia, and the UK, and aligning with recent legal framework changes.

European Banking Authority (EBA) outlines subsistence allowances for Seconded National Experts (SNEs) as of 2026, including daily and distance-based monthly rates, correction coefficients, and travel cost compensation rules under EBA Decision DC 584.

European Banking Authority (EBA) outlines its strategic priorities, work programme, and resource allocation for 2026–2028, focusing on implementing new regulations (CRD/CRR, DORA, MiCA), addressing financial risks, supporting digital and green transitions, and enhancing supervisory cooperation.

European Banking Authority (EBA) 2026 budget – outlines revenue sources (EU contributions, fees under DORA, MiCAR, EMIR) and expenditure (staff costs, operations) under Regulation (EU) No 1093/2010, including carry-over provisions and supervisory funding.

European Banking Authority (EBA) staffing plan for 2026 outlining authorized posts, budget allocations, and resource distribution for regulatory frameworks including SDFA, MiCA, DORA, and EMIR.

European Banking Authority (EBA) public meeting register for December 2025 listing engagements of Executive Director François-Louis Michaud, including keynote speeches on emerging risks in Europe with the Institute of International Finance (IIF) and European CRO Forum.

EBA 2025 innovation monitoring report – analyses adoption of AI, cloud computing, digital wallets, and crypto-assets in EU banking, assesses risks, and outlines supervisory expectations under DORA to ensure secure and competitive financial innovation.

EBA December 2025 update on equivalence monitoring of non-EU jurisdictions' banking regulations – assessing regulatory frameworks, supervisory practices, and market trends to support EC equivalence decisions under EU banking rules.

European Banking Authority (EBA) analysis on access to banking services in the EU – examines challenges from digitalisation, branch closures, and regulatory disparities, reviews hard and soft law frameworks (DORA, CER Directive, Cyber Resilience Act), and proposes recommendations to ensure equitable financial inclusion for vulnerable groups across Member States.