Publications

Joint ESAs report assessing whether statutory auditors and audit firms should be included in DORA’s scope, analyzing regulatory implications, market impact, and supervisory challenges, concluding no extension is warranted at this stage.

European Commission consults European Supervisory Authorities (EBA, EIOPA, ESMA) on whether statutory auditors and audit firms should be subject to DORA’s digital operational resilience requirements, ahead of a 2026 report assessing strengthened regulatory oversight.

EBA Q3 2025 report on credit risk parameters for IRB banks in EU and non-EU countries – presents default rates, loss rates, probability of default (PD), and loss given default (LGD) statistics by counterparty type and country.

EBA Chairperson Jose Manuel Campa’s December 2025 meeting register covering discussions on EBA priorities 2026–2028, MICA regulation, stablecoins, EU regulatory outlook, and cross-border financial cooperation with ASEAN+3 stakeholders.

EBA final draft Regulatory Technical Standards (RTS) under the Central Securities Depositories Regulation (CSDR) setting thresholds for CSDs providing banking-type ancillary services, including dynamic risk-based limits (EUR 3.75bn–6.25bn) and prudential requirements to mitigate credit and liquidity risks while ensuring market stability.

EBA December 2025 update on equivalence monitoring of non-EU jurisdictions – assessing regulatory and supervisory frameworks for financial stability, market integrity, and investor protection, summarizing EC equivalence decisions for 26 jurisdictions under EU banking regulations.

EBA consumer guide on crypto fraud and scams – outlines warning signs, protection steps, and actions to take if targeted, covering Ponzi schemes, fake investments, phishing, and secure wallet practices to prevent financial loss and identity theft.

EBA guidance on identifying and preventing AI-powered online financial frauds and scams, including phishing, impersonation, crypto fraud, and deepfakes, with warning signs and protective measures for consumers.

EBA Board of Supervisors and Banking Stakeholder Group meeting minutes from October 2025 covering discussions on loan enforcement frameworks benchmarking, insolvency harmonization, and recovery process efficiency across EU member states, including data analysis and policy implications for the 28th Regime.

EBA and ECB 2025 report analysing payment fraud trends, including fraud levels, types, impact of Strong Customer Authentication (SCA), losses, and geographical patterns across EU payment instruments.