Publications

EBA Executive Director François-Louis Michaud’s June 2024 public meeting register – details engagements with PayPal on market trends and fintech developments, and participation in a Paris 1 Sorbonne University colloquium on 50 years of banking and financial law.

EBA Chairperson Jose Manuel Campa’s June 2024 meeting register – details stakeholder engagements on Basel III implementation, EU bank capital standards, regulatory developments, AI in finance, and risk mitigation for infrastructure investments.

European Banking Authority and European Central Bank call for experts in bank regulatory reporting, data modelling, and supervisory standards to join the Reporting Contact Group (RCG) by 01.08.2024, ensuring EU-wide stakeholder representation and collaboration.

European Banking Authority (EBA) data protection notice for the Reporting Contact Group (RCG) call for expression of interest – outlines personal data processing, purposes, applicant rights, and compliance with EUDPR under the Joint Bank Reporting Committee (JBRC) framework.

European Banking Authority's July 2024 Risk Assessment Report analyzes EU/EEA banks' risks, including commercial real estate exposures, non-bank financial intermediaries, asset quality, loan growth, and macroeconomic uncertainties under elevated geopolitical and interest rate conditions.

EBA Q4 2023 MREL dashboard – reports on minimum requirement for own funds and eligible liabilities (MREL) levels, shortfalls, and maturity profiles for EU banks, including external and internal MREL data by institution type and member state.

11th Joint ESAs Consumer Protection Day programme – explores AI in finance, consumer-centric financial products, and sustainable finance disclosures under SFDR, focusing on empowering consumers, digital transformation risks, and regulatory challenges in the EU financial sector.

European Banking Authority (EBA) 2023 annual accounts – certified financial statements and budget implementation report covering assets, liabilities, operating results, cash flow, and risk management under EU Framework Financial Regulation.

European Banking Authority (EBA) Board of Supervisors opinion confirming the reliability and accuracy of the EBA’s 2023 annual accounts, following audits by the European Court of Auditors and an independent external auditor.

European Banking Authority (EBA) Management Board meeting minutes from 23 May 2024 covering operational updates, HR strategy, cloud migration progress, anti-fraud risk assessment, budget execution, and provisional annual accounts under EBA Financial Regulation.

EBA final report amending Guidelines on arrears and foreclosure (EBA/GL/2015/12) to align with Mortgage Credit Directive (MCD) updates under the Credit Servicers Directive (CSD), ensuring consistency with EU law on borrower-creditor resolution processes.

European Banking Authority (EBA) data protection notice for participants of the Joint ESAs Consumer Protection Day 2024, outlining personal data processing, purposes, retention periods, and rights under EUDPR for event registration and follow-up activities.

EBA final report on draft Regulatory Technical Standards defining conditions and indicators to identify extraordinary circumstances under CRR Articles 325az(5) and 325bf(6), enabling softened market risk model requirements during financial stress or regime shifts.