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    About us

    The EBA is an independent EU Authority.  We play a key role in safeguarding the integrity and robustness of the EU banking sector to support financial stability in the EU.

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      • Mission, values and tasks
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        • Governance structure and decision making
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    Activities

    To contribute to the stability and effectiveness of the European financial system, the EBA develops harmonised rules for financial institutions, promotes convergence of supervisory practices, monitors, and advises on the impact of financial innovation and the transition to sustainable finance.

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      • Single Rulebook
      • Implementing Basel III in Europe
      • Supervisory convergence
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        • Our response to Covid-19
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  • Risk and data analysis
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    Risk and data analysis

    To ensure the orderly functioning and stability of the financial system in the European Union, we monitor and analyse risks and vulnerabilities relevant for the regulation of banks and investment firms. We also facilitate information sharing among authorities and institutions through supervisory reporting and data disclosure.

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      • Risk analysis
        • 2024 EU wide transparency exercise
        • EU-wide stress testing
        • Risk monitoring
        • Thematic analysis
      • Remuneration and diversity analysis
      • Pillar 3 data hub
      • Reporting
        • Reporting frameworks
        • Reporting Time Traveller
        • DPM data dictionary
        • Integrated reporting
        • Joint Bank Reporting Committee (JBRC)
      • Data
        • Registers and other list of institutions
        • Guides on data
        • Aggregate statistical data
        • Secondary reporting: data from Competent Authorities to the EBA
        • Data analytics tools
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    Publications and media

    Communicating to all our audiences in the most effective way and using the most appropriate channels is crucial for us. Through our publications, announcements, and participation in external events, we are committed to reaching out to all our stakeholders to report about our policies, activities, and initiatives.

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      • Publications
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        • Implementing Technical Standards
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        • Annual reports
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Reports

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    • Publications
    • Press releases
    • Speeches
    • Interviews
    • Events
    • Media centre
    • Regulatory Technical Standards
    • Implementing Technical Standards
    • Consultation papers
    • Opinions
    • Decisions
    • Staff papers
    • Annual reports
20 August 2021

EBA Peer Review Report on ESAs Guidelines on Qualifying Holdings.pdf

EBA Report on the peer review of Joint ESAs Guidelines on the prudential assessment of the acquisition of qualifying holdings
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18 August 2021

Report on High Earners 2019.pdf

High Earners Report – data as of end 2019
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17 August 2021

2020 Colleges Annual Report.pdf

Resolution Colleges Annual Report 2020
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21 July 2021

Report on Asset Encumbrance.pdf

Report on Asset Encumbrance
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24 June 2021

Report on the monitoring of Additional Tier 1 instruments of EU institutions.pdf

Report on the monitoring of Additional Tier 1 instruments of EU institutions
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23 June 2021

Report on third country branches.pdf

Report on the treatment of incoming third country branches under the national law of Member States
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23 June 2021

EBA Report on ESG risks management and supervision.pdf

EBA Report on ESG risks management and supervision
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21 June 2021

EBA analysis of RegTech in the EU financial sector.pdf

EBA analysis of RegTech in the EU financial sector
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11 June 2021

Report on the data provided by PSPs on their readiness to apply SCA.pdf

Report on the data provided by payment service providers on their readiness to apply strong customer authentication
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7 June 2021

Study of the cost of compliance with supervisory reporting requirement.pdf

Study of the cost of compliance with supervisory reporting requirement
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7 June 2021

EBA Methodological Guide.pdf

Revised EBA Methodological Guide - Risk Indicators
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3 June 2021

EBA 2020 Annual Report.pdf

EBA 2020 Annual Report
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27 May 2021

EBA Report on EIMs under the BRRD.pdf

Report on the application of early intervention measures in the EU
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27 May 2021

EBA Note on provisioning practices in the US and the EU.pdf

Thematic note on differences in provisioning practice in the United States and the European Union
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27 May 2021

2020 EBA MREL shortfalls Report.pdf

Quantitative MREL report (as of 31 December 2019)
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EUROPEAN BANKING AUTHORITY

Our mission is to contribute to the stability and effectiveness of the European financial system through simple, consistent, transparent, fair regulation and supervision that benefits all EU citizens.


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