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    The EBA is an independent EU Authority.  We play a key role in safeguarding the integrity and robustness of the EU banking sector to support financial stability in the EU.

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    To contribute to the stability and effectiveness of the European financial system, the EBA develops harmonised rules for financial institutions, promotes convergence of supervisory practices, monitors, and advises on the impact of financial innovation and the transition to sustainable finance.

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    Risk and data analysis

    To ensure the orderly functioning and stability of the financial system in the European Union, we monitor and analyse risks and vulnerabilities relevant for the regulation of banks and investment firms. We also facilitate information sharing among authorities and institutions through supervisory reporting and data disclosure.

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    Publications and media

    Communicating to all our audiences in the most effective way and using the most appropriate channels is crucial for us. Through our publications, announcements, and participation in external events, we are committed to reaching out to all our stakeholders to report about our policies, activities, and initiatives.

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Opinions

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    • Publications
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    • Implementing Technical Standards
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4 October 2019

Joint Opinion on the risks on ML and TF affecting the EU's financial sector.pdf

Joint Opinion on the risks of ML and TF affecting the EU’s financial sector
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9 August 2019

EBA Opinion on the eligibility of deposits coverage level and cooperation between DGSs.pdf

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8 August 2019

EBA Opinion on the eligibility of deposits coverage level and cooperation between DGSs.pdf

EBA Opinion on the implementation of the DGSD - Eligibility, coverage level and cooperation between DGSs (EBA-Op-2019-10)
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5 August 2019

Policy Advice on Basel III reforms - SFTs.pdf

Policy Advice on Basel III reforms - SFTs
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31 July 2019

EBA Opinion on measures in accordance with Article 458 (EBA-Op-2019-04).pdf

EBA Opinion on measures in accordance with Article 458 (EBA-Op-2019-04)
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31 July 2019

EBA Opinion on measures in accordance with Article 458 (EBA-Op-2019-04).pdf

EBA Opinion on measures in accordance with Article 458 (EBA-Op-2019-04)
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30 July 2019

EBA Opinion on measures in accordance with Article 458 CRR.pdf

EBA Opinion on measures in accordance with Article 458 (EBA-Op-2019-07)
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30 July 2019

EBA Opinion on measures in accordance with Article 458 CRR.pdf

EBA Opinion on measures in accordance with Article 458 (EBA-Op-2019-07)
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24 July 2019

Opinion on Communication of ML TF risks to supervised entities.pdf

Opinion on Communication of ML TF risks to supervised entities
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21 June 2019

EBA Opinion on SCA elements under PSD2 .pdf

Opinion on the elements of strong customer authentication under PSD2
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22 May 2019

EBA Opinion on Third Country Equivalence - Argentina.pdf

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13 May 2019

EBA Opinion on CRR Third Country Equivalence of NZ and Turkey (EBA-Op-2015-21).pdf

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24 April 2019

EBA Opinion .pdf

Opinion on the nature of passport notifications for agents and distributors of e-money
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1 March 2019

EBA Opinion on deposit protection issues stemming from the withdrawl of the UK from the EU (1).pdf

Opinion on deposit protection issues stemming from the withdrawal of the UK from the EU (EBA-Op-2019-01)
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10 December 2018

EBA Opinion on the use of eIDAS certificates under the RTS on SCACSC.pdf

Opinion on the use of eIDAS certificates under the RTS on SCA and CSC
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EUROPEAN BANKING AUTHORITY

Our mission is to contribute to the stability and effectiveness of the European financial system through simple, consistent, transparent, fair regulation and supervision that benefits all EU citizens.


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