Press releases

The European Banking Authority (EBA) today published a Report on the use of technology tools in anti-money laundering and countering the financing of terrorism (AML/CFT) supervision (SupTech). The Report takes stock of ongoing innovation efforts by competent authorities in the EU and explores how these can support the effective implementation of the new EU AML/CFT framework.

The European Banking Authority (EBA) today published its Q1 2025 Risk Dashboard (RDB), which discloses aggregated statistical information for the largest EU/EEA credit institutions.

Following the European Commission's adoption of a Delegated Act postponing application of the revised market risk framework in the EU, the so-called Fundamental Review of the Trading Book (FRTB), the European Banking Authority (EBA) today confirmed that its no action letter published on 12 August 2024 would remain fully valid and in place. In addition, the EBA’s considerations on specific issues arising from the FRTB postponement would also remain valid and applicable during the extended postponement period.

The European Banking Authority (EBA) today published its final draft Implementing Technical Standards (ITS), amending the Implementing Regulation on the benchmarking of credit and market risk for the 2026 exercise. The most significant change is in the area of market risk, where the EBA is proposing to restrict the data collection to the information on the alternative standardised approach (ASA) to be provided by those banks that were granted the internal model approval. In the area of credit risk, the EBA is suggesting only minor changes.

The European Banking Authority (EBA) today launched a consultation on its revised Guidelines on internal governance under the Capital Requirements Directive (CRD). The proposed revisions reflect the changes introduced in the CRD framework as well as in other relevant legislations, such as the Digital Operational Resilience Acts (DORA). The consultation runs until 7 November 2025 and is limited to the proposed changes.

The European Banking Authority (EBA) today published its final Regulatory Technical Standards (RTS) specifying what constitutes an “equivalent legal mechanism” for unfinished property exposures under the Capital Requirements Regulation (CRR). These RTS are part of the first phase of the EBA’s roadmap for implementing the EU Banking Package and take into account the stakeholders’ feedback, including targeted amendments to ensure both prudential soundness and practical applicability across the EU.

The European Banking Authority (EBA) today published a no-action letter on the application of the ESG Pillar 3 disclosure requirements under the EBA disclosure Implementing Technical Standards (ITS). This no-action letter aims to address legal and operational uncertainties linked to the evolving ESG disclosure framework, in light of the proposed amendments under the European Commission’s Omnibus legislative package on sustainability reporting. The EBA is also updating its ESG risk dashboard.

The European Banking Authority (EBA) launched today a public consultation to amend the Regulatory Technical Standards (RTS) on resolution plans and the RTS on resolution colleges. These revisions target both the structure and content of resolution plans as well as the operational functioning of resolution colleges for cross-border groups. The aim is to simplify and streamline resolution plans and the functioning of resolution colleges and strengthen cooperation among college authorities. The consultation runs until 5 November 2025.

The European Banking Authority (EBA) today published its final draft Regulatory Technical Standards (RTS) which specify the technical elements necessary for institutions to calculate and aggregate crypto-asset exposures in relation to the prudential treatment of such exposures. The RTS address implementation aspects and will ensure harmonisation of the capital requirements on crypto-asset exposures by institutions across the EU.

The European Banking Authority (EBA) today published three final draft Regulatory Technical Standards (RTS) that provide a taxonomy for operational risk losses and offer clarity on the exemptions for the calculation of the annual operational risk loss and on the adjustments to the loss data set that banks must perform when merging or acquiring entities or activities.

The European Banking Authority (EBA) today released the results of its 2025 EU-wide stress test involving 64 banks from 17 EU and EEA countries and covering 75% of EU banking sector assets. The results confirm that European banks remain resilient even under a severe hypothetical economic downturn. The simulated scenario involves a sharp deterioration in the global macro-financial environment, driven by a resurgence in geopolitical tensions, entrenched trade fragmentation, including increase in tariffs, and persistent supply shocks. EU banks, despite bearing losses of EUR 547bn, maintain strong capital positions and their capacity to continue supporting the economy.

The European Banking Authority (EBA) today published its Q4 2024 semi-annual Dashboard on the minimum requirement for own funds and eligible liabilities (MREL), which discloses aggregated statistical information for 345 banks earmarked for resolution across the European Union (EU) and for which the EBA has received data about both decisions and resources. All in all, banks meet their MREL requirements in line with the Bank Recovery and Resolution Directive (BRRD) deadline of 1 January 2024, as shortfalls are reported only by a few banks, mostly in their transition period towards future requirements. The amount of instruments becoming ineligible over the next year for the sample reached EUR 242bn.

The European Banking Authority (EBA) today launched a public consultation on its draft Implementing Technical Standards (ITS) for the supervisory reporting of third-country branches under the Capital Requirements Directive (CRD). This initiative aims to establish uniform formats, definitions, and reporting frequencies for third-country branches, ensuring a consistent and comprehensive approach to regulatory and financial information reporting across the EU. The consultation runs until 31 October 2025.

The European Banking Authority (EBA) today published the metadata, the data dictionary, and the guide for data exploitation. This information is intended to assist data users in automating the analysis of the 2025 EU-wide stress test data, which will be released on 1 August at 18:00 CET.

The European Banking Authority (EBA) today published its 2025 Opinion on money laundering and terrorist financing (ML/TF) risks affecting the EU’s financial sector. 2025 marks a significant change in the ML/TF risk landscape. In a context of important geopolitical developments, legislative reforms and digitalisation new ML/TF vulnerabilities are emerging. The consistent application of the new EU legal framework will be key to addressing these risks. At the same time, thanks to a greater supervisory engagement some sectors are now better equipped to tackle financial crime.