EBA-GL-2015-12_EN_GL on arrears and foreclosure
EBA-GL-2015-12_GL on arrears and foreclosure
EBA-GL-2015-12_GL on arrears and foreclosure
The EBA announced today that it is getting ready to develop requirements that will harmonise regulatory and supervisory practices to ensure secure, easy and efficient payment services across the EU. The EBA will do so by fulfilling mandates under the upcoming revised Payments Services Directive (PSD2) and the Interchange Fee Regulation (IFR). It has also issued final Guidelines for the security of internet payments that are applicable from 1 August 2015.
EBA Guideline 2015 01-Compliance Table-GLs on national provisional lists of the most representative services
Final report on Guidelines on passport notifications for credit intermediaries under the MCD (EBA-GL-2015-19)
The European Banking Authority (EBA) published today its final Guidelines on passport notifications for mortgage credit intermediaries in support of the transposition of the Mortgage Credit Directive (MCD). The Guidelines will ensure that information about credit intermediaries carrying out business in more than one Member State is exchanged consistently between national authorities.
EBA-GL-2015-18 Final report on Guidelines on product oversight and Governance
The European Banking Authority (EBA) published today its final Guidelines on product oversight and governance (POG) arrangements for retail banking products. These Guidelines set out requirements for manufacturers and distributors when designing and bringing to market mortgages, personal loans, deposits, payment accounts, payment services and electronic money. The Guidelines are the EBA’s response to increasing risks arising from the mis-conduct of financial institutions in their interaction with consumers and are part of the EBA’s work to enhance consumer protection across the EU. The Guidelines will apply from 03 January 2017.
BSG response to Consultation Paper (EBA-CP-2015-11) - 3 July 2015
JC DP 2015 01 (Discussion paper on PRIIPs key information documents)
The Joint Committee of the European Supervisory Authorities (ESAs) – EBA, EIOPA and ESMA – has published today a Technical Discussion Paper on risk, performance scenarios and cost disclosures for Key Information Documents (KIDs) for packaged retail and insurance-based investment products (PRIIPs). The Joint Committee is looking for feedback from all concerned stakeholders by 17 August 2015.
EBA Consumer Trends Report 2015
The European Banking Authority (EBA) published today its final Guidelines on creditworthiness assessment, as well as its final Guidelines on arrears and foreclosure. These Guidelines support the national implementation by Member States of the forthcoming Mortgage Credit Directive (‘MCD’). They will ensure that consumers are protected consistently across the European Union when interacting with creditors. The Guidelines apply from 21 March 2016, the transposition date of the MCD. As a further support to the implementation of the MCD, the EBA also published today the Opinion on Good Practices for Mortgage Creditworthiness Assessments and Arrears and Foreclosure, including expected mortgage payment difficulties.
EBA-CP-2015-11 EBA CP on Guidelines on passport notifications for credit intermediaries under the MCD
EBA/Op/2015/09 Opinion on good practices for mortgages
EBA/GL/2015/12 Guidelines on arrears and foreclosure
EBA/GL/2015/11 Guidelines on creditworthiness assessment