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Guidelines on complaints handling by credit servicers under CSD
Guidelines on national lists or registers of credit services
Guidelines on policies and controls for the effective management of ML/TF risks when providing access to financial services
Regulatory Technical Standards on credit scoring and loan pricing disclosure, credit risk assessment and risk management requirements for crowdfunding service providers
Regulatory Technical Standards on Individual Portfolio Management of loans offered by crowdfunding service providers
Guidelines on loan origination and monitoring
Regulatory Technical Standards on strong customer authentication and secure communication under PSD2
Technical Standards on standardised terminology and disclosure documents under the PAD
Guidelines on the conditions to be met to benefit from an exemption from contingency measures under Article 33(6) of Regulation (EU) 2018/389 (RTS on SCA & CSC)
Guidelines for complaints-handling for the securities (ESMA) and banking (EBA) sectors
Regulatory Technical Standards on central contact points under PSD2
Extension of the application of the Joint Committee Guidelines on complaints-handling to the new institutions under PSD2 and MCD
Guidelines on procedures for complaints of alleged infringements of the PSD2
Regulatory Technical Standards on passporting under PSD2
These Regulatory Technical Standards (RTS) on the framework for cooperation and exchange of information between competent authorities for passporting will ensure that information about those payment institutions that carry out business in one or more EU Member States is exchanged consistently between the national authorities of the home and host Member States. They distinguish the notifications related to branch establishments, agent’s engagement and free provision of services.
Guidelines on the criteria on how to stipulate the minimum monetary amount of the professional indemnity insurance under PSD2
Guidelines on remuneration policies for sales staff
Decision on specifying the benchmark rate under the Mortgage Credit Directive
Regulatory Technical Standards on the content and presentation of the KIDs for PRIIPs
The European Supervisory Authorities (ESAs) are mandated by the Regulation on Key Information Documents for Packaged Retail and Insurance-based Investment Products (PRIIPs Regulation) to develop draft Regulatory Technical Standards (RTS) on the content and presentation of the KIDs for PRIIPs. The aim of the KIDs is to provide EU retail investors with consumer-friendly information about investment products with the ultimate aim of improving transparency in the investment market.