Skip to main content

Extranet
Log in

About us
Back

About us

The EBA is an independent EU Authority. We play a key role in safeguarding the integrity and robustness of the EU banking sector to support financial stability in the EU.

Learn more
Activities
Back

Activities

To contribute to the stability and effectiveness of the European financial system, the EBA develops harmonised rules for financial institutions, promotes convergence of supervisory practices, monitors, and advises on the impact of financial innovation and the transition to sustainable finance.

Start here
Risk and data analysis
Back

Risk and data analysis

To ensure the orderly functioning and stability of the financial system in the European Union, we monitor and analyse risks and vulnerabilities relevant for the regulation of banks and investment firms. We also facilitate information sharing among authorities and institutions through supervisory reporting and data disclosure.

Learn more
Publications and media
Back

Publications and media

Communicating to all our audiences in the most effective way and using the most appropriate channels is crucial for us. Through our publications, announcements, and participation in external events, we are committed to reaching out to all our stakeholders to report about our policies, activities, and initiatives.

Learn more

Breadcrumb

Home
Interactive Single Rulebook
Payment Services Directive 2 (PSD2)
TITLE IV
CHAPTER 2
Article 76

Article 76

Description: Refunds for payment transactions initiated by or through a payee
Source: EUR-Lex

Footer

EUROPEAN BANKING AUTHORITY

Our mission is to contribute to the stability and effectiveness of the European financial system through simple, consistent, transparent, fair regulation and supervision that benefits all EU citizens.

An agency of the EU

EU Agencies Network

Sustainable EBA

Contact us

Contacts
Ask a general question
Send a press query
Ask a regulatory question
File a complaint
Whistleblower reports

Stay up to date with our work

Subscribe to our email alerts
News & press RSS feed

Follow us on Social media

X
LinkedIn
YouTube

Find out about us

The EBA at a glance
Vacancies
Privacy policy
Legal notice
Cookies policy
Frauds and scams

Explore related sites

EIOPA
ESMA
ESRB
CEBS archive