The EBA responds to the European Commission’s consultation on EU banking sector competitiveness

The European Banking Authority (EBA) has today published its response to the European Commission’s consultation on strengthening the competitiveness of the EU banking sector. In its response, the EBA underlines the importance of completing the Single Market for financial services, as a key driver of banking competitiveness. Drawing on its robust analytical work, the EBA provides evidence-based insights on banking competitiveness, the Single Market and the Banking Union, as well as on the complexity and effectiveness of the regulatory framework. These insights aim to support the European Commission’s report on the EU banking competitiveness.

The EBA seeks feedback on 4.3 draft technical package of its reporting framework

The European Banking Authority (EBA) today published a draft technical package for version 4.3 of its reporting framework, covering anti-money laundering (AML) and third country branches (TCB) reporting. This early release is intended to support reporting entities in preparing for upcoming changes ahead of the final publication, scheduled for June 2026. The EBA The EBA invites stakeholders to provide feedback on both the draft technical package and the accompanying glossary.

The EBA observes an increase of high earners in the EU in 2024

The European Banking Authority (EBA) today published its 2024 Dashboard on high earners. The data shows an increase in the number of individuals in EU banks earning more than EUR 1 million. The Report also confirms that gender imbalance persists, with high‑paid positions still predominantly held by men in both credit institutions and investment firms.

The Joint Bank Reporting Committee launches call to join the Reporting Contact Group

The Joint Bank Reporting Committee (JBRC), jointly set up by the European Banking Authority (EBA) and the European Central Bank (ECB), today launched a public call for expressions of interest to join its Reporting Contact Group (RCG). The RCG brings together stakeholders with expertise in banks’ regulatory reporting and serves as a regular forum for cooperation, exchange of views and sharing of best practices with authorities. The call is open to candidates representing stakeholders across the European Economic Area (EEA). The deadline for applications is 28 April 2026 (23:59 CEST).

The EBA publishes Report on banks’ dry run testing of their recovery plans

The European Banking Authority (EBA) today published a Report comparing how banks test the implementation of their recovery plans through so-called “dry runs”. In a context of heightened uncertainty and the continued need for operational preparedness and resilience to unexpected stress events, the analysis confirms that dry runs are an effective tool to strengthen the operationalisation of recovery plans and enhance institutions’ crisis readiness. When used meaningfully, dry runs improve institutions’ ability to respond to stress situations in a timely and credible manner.

The EBA publishes Decision harmonising reporting of SEPA data by national authorities

The European Banking Authority (EBA) today published a Decision harmonising how National Competent Authorities (NCAs) report under the SEPA Regulation. The Decision complements the existing European Commission’s Implementing Regulation which requires all Payment Service Providers (PSPs) to report data on charges for credit transfers and payment accounts, as well as the shares of transactions rejected due to EU sanctions. The Decision streamlines the second step of this reporting process – from the NCAs to the EBA and the European Commission.

The EBA consults on revised Guidelines on limits on exposures to shadow banking entities under the Capital Requirements Regulation

The European Banking Authority (EBA) today launched a public consultation on revised Guidelines on limits on exposures to shadow banking entities carrying out banking activities outside a regulated framework. The revised Guidelines aim to align with the updated EU large-exposure reporting framework and to support sound risk management and governance practices across institutions.

The EBA publishes list of known data point model issues to enhance transparency and support reporting institutions

The European Banking Authority (EBA) today announced that it will begin publishing, on a regular basis, a list of known issues related to the data point model (DPM) framework. The list will include information on available workarounds and indicative timelines for resolution. This initiative is intended to improve transparency and to support reporting institutions by providing a single reference point for recurring technical questions.

​The EBA streamlines supervisory approvals for IRB model changes

​The European Banking Authority (EBA) is making the supervisory approval process for banks using Internal Ratings Based (IRB) models more efficient. Today’s publication of the Regulatory Technical Standards (RTS) on material model changes introduces targeted amendments that significantly reduce the number of changes classified as material, allowing supervisors to apply a more risk‑based approach in the supervision of IRB models. This will ease the administrative burden on both banks and supervisors while maintaining appropriate supervisory oversight.

The EBA publishes its second MREL impact assessment Report

The European Banking Authority (EBA) today published its second Impact Assessment Report on the minimum requirement for own funds and eligible liabilities (MREL), assessing the effects of the framework on EU institutions, markets and funding structures. The Report shows that EU banks have continued to build up MREL resources, developing market access with limited impact on their business models. However, structural challenges remain for smaller banks.

​The EBA launches call for papers for its 2026 Policy Research Workshop

​The European Banking Authority (EBA) today launched a call for papers for its 15th Policy Research Workshop, which will take place in Paris on 18-19 November 2026 and will focus on ‘Efficient and Proportionate Regulation for a Competitive Financial Sector’. The deadline for submitting papers is 19 June 2026.

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