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EBA publishes final Report on the amendment of its technical standards on the exemption to strong customer authentication for account access
The European Banking Authority (EBA) published today its final Report on the amendment of its Regulatory technical standards (RTS) on strong customer authentication and secure communication (SCA&CSC) under the Payment Services Directive (PSD2). The changes introduce a new mandatory exemption to SCA that will require account providers not to apply SCA when customers use an account information service provider (AISP) to access their payment account information, provided certain conditions are met. The amendment aims to reduce frictions for customers using such services and to mitigate the impact that the frequent application of SCA and the inconsistent application of the current exemption have on AISPs’ services.
Final Report on the amendment of the RTS on SCA&CSC.pdf
Final Report on amending RTS on SCA and CSC under PSD2