JC DP 2015 01 (Discussion paper on PRIIPs key information documents).pdf
JC DP 2015 01 (Discussion paper on PRIIPs key information documents)
JC DP 2015 01 (Discussion paper on PRIIPs key information documents)
The Joint Committee of the European Supervisory Authorities (ESAs) – EBA, EIOPA and ESMA – has published today a Technical Discussion Paper on risk, performance scenarios and cost disclosures for Key Information Documents (KIDs) for packaged retail and insurance-based investment products (PRIIPs). The Joint Committee is looking for feedback from all concerned stakeholders by 17 August 2015.
EBA Consumer Trends Report 2015
The European Banking Authority (EBA) published today its final Guidelines on creditworthiness assessment, as well as its final Guidelines on arrears and foreclosure. These Guidelines support the national implementation by Member States of the forthcoming Mortgage Credit Directive (‘MCD’). They will ensure that consumers are protected consistently across the European Union when interacting with creditors. The Guidelines apply from 21 March 2016, the transposition date of the MCD. As a further support to the implementation of the MCD, the EBA also published today the Opinion on Good Practices for Mortgage Creditworthiness Assessments and Arrears and Foreclosure, including expected mortgage payment difficulties.
EBA-CP-2015-11 EBA CP on Guidelines on passport notifications for credit intermediaries under the MCD
EBA/Op/2015/09 Opinion on good practices for mortgages
EBA/GL/2015/12 Guidelines on arrears and foreclosure
EBA/GL/2015/11 Guidelines on creditworthiness assessment
The EBA published its final Guidelines on creditworthiness assessment as well as its final Guidelines on arrears and foreclosure. These Guidelines support the national implementation by Member States of the forthcoming Mortgage Credit Directive (‘MCD’). They will ensure that consumers are protected consistently across the European Union when interacting with creditors.