2022 EU-wide transparency exercise

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    EBA risk assessment warns about the impact of a deteriorating macroeconomic environment

    The European Banking Authority (EBA) published today its annual risk assessment of the European banking system. The report is accompanied by the publication of the 2022 EU-wide transparency exercise, which provides detailed information, in a comparable and accessible format, for 122 banks across 26 EEA / EU countries. Banks should prepare for a likely deterioration in asset quality and strengthen their screening systems and controls to ensure a strict compliance with sanctions to prevent legal and reputational risks.

    09/12/2022

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    EBA launches 2023 EU-wide transparency exercise

    The European Banking Authority (EBA) launched today its annual EU-wide transparency exercise, as part of its efforts to monitor risks and vulnerabilities and to reinforce market discipline. As in the past, the exercise is exclusively based on supervisory reporting data, which will keep the burden for the banks to a minimum. The EBA expects to publish the results at the beginning of December, together with the annual Risk Assessment Report (RAR).

    22/09/2023

The transparency exercise is part of the EBA's ongoing efforts to foster transparency and market discipline in the EU financial market, and complements banks' own Pillar 3 disclosures, as laid down in the EU's capital requirements directive (CRD). Along with the dataset, the EBA also provides a wide range of interactive tools that allow users to compare and to visualise data across time and at a country and a bank-by-bank level. In 2023, EBA is going to carry out in autumn an annual Transparency exercise which will disclose capital positions, financial assets, risk exposure amounts, sovereign exposures and asset quality information of the EU banking sector in the second half of 2022 and in the first half of 2023. The exercise is going to be exclusively based on supervisory reporting data, therefore it will not require any additional reporting burden for banks.

The EU-wide Transparency exercise is part of the EBA's ongoing efforts to foster transparency and market discipline in the EU financial market, and complements banks' own Pillar 3 disclosures, as laid down in the EU Capital Requirements Directive (CRD). With the 2022 EU-wide transparency exercise the EBA discloses detailed bank-by-bank data for the reference dates of 30 September 2021, 31 December 2021, 31 March 2022 and 30 June 2022. Information is published at the highest level of consolidation for 122 banks across 26 countries of the European Union (EU) and the European Economic Area (EEA). The exercise results are based on the supervisory data submitted to the EBA via the European Centralised Infrastructure of Data (EUCLID) platform, which the EBA has developed to gather and analyse regulatory data from a wide range of financial institutions. EUCLID, which acts as a data hub, covers supervisory, resolution, remuneration and payments data, thus allowing the EBA and its stakeholders to carry out in-depth analyses of the EU-wide banking/financial sector.

Banks individual results