Single Rulebook Q&A

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While the references to CRD5 / CRR2 / BRRD2 have already been added to the Legal Act field on this page, the search function will only generate results for these legal texts once the first Q&As with regard to these legal texts are finalised and published.

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Showing 1 - 20 of 1,691 results.
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IFRS 9 Transitional Arrangements - Business Combination

There is a business combination between banks which decided to apply the static and dynamic phas...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Not applicable
ID: 2018_4391 | Topic : Accounting and auditing | Date of submission: 25/11/2018
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What is considered as a dedicated interface

Payment Service Users (PSUs) communicate with an account servicing pay...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2019_4681 | Topic : Strong customer authentication and common and secure communication (incl. access) | Date of submission: 25/04/2019
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Inclusion of time taken for SCA in the performance KPI

Does the Key Performance Indicator (KPI) for the performance of the de...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2019_4661 | Topic : Strong customer authentication and common and secure communication (incl. access) | Date of submission: 08/04/2019
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Contactless transactions - SCA

Does the cumulative count / authorised sum amount apply to any contactless authorisation request...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2018_4230 | Topic : Strong customer authentication and common and secure communication (incl. access) | Date of submission: 05/09/2018
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SCA at vending machines without PIN pad

Do transactions at vending machines without PIN pad require Strong Cus...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2018_4057 | Topic : Strong customer authentication and common and secure communication (incl. access) | Date of submission: 28/06/2018
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Review of security measures

When an issuer delegates strong customer authentication (SCA) to a third-party (e.g. a smartphon...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2018_4047 | Topic : Strong customer authentication and common and secure communication (incl. access) | Date of submission: 28/06/2018
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Treatment of failed SRT under Traditional Securitisation

In case the significant credit risk cannot be considered to have been transferred according to A...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Not applicable
ID: 2018_4207 | Topic : Credit risk | Date of submission: 20/08/2018
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Timely payment requirement for unfunded credit protection provided under credit risk insurance policies

Does unfunded credit protection - which a bank has purchased in order to hedge a loan exposure a...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Not applicable
ID: 2017_3576 | Topic : Credit risk | Date of submission: 27/10/2017
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Proposals for mortgage credit extension described in Article 14 of the Directive 2014/17/EU as off-balance sheet exposures

Are the binding proposals for mortgage credit extension described in Article 14 of the Directive...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) No 680/2014 - ITS on supervisory reporting of institutions (as amended)
ID: 2017_3376 | Topic : Credit risk | Date of submission: 03/07/2017
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Clarification of negative RWA--, Annex III, Benchmarking exercise

What should we do if the value of RWA-- gets negative? Should we do nothing or should the value...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Draft ITS on Supervisory Reporting for Institutions (for benchmarking the internal approaches)
ID: 2019_4459 | Topic : Supervisory reporting | Date of submission: 14/01/2019
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EBA ITS package for 2019 benchmarking exercise (Annex V, section 2, FX instruments)

What is the correct interpretation of instrument No.40?...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2016/2070 - ITS on Supervisory Reporting (for benchmarking the internal approaches) (as amended)
ID: 2018_4428 | Topic : Supervisory reporting | Date of submission: 20/12/2018
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Definition of numerator for loss rate

How should the numerator of the loss rate be computed when some credit adjustments are applied t...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Draft ITS on Supervisory Reporting for Institutions (for benchmarking the internal approaches)
ID: 2018_4293 | Topic : Supervisory reporting | Date of submission: 25/09/2018
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Definition of PD*/PD** for RWA*/RWA**

Regarding the treatment of continuous ratings, the former description of RWA*/** stated: "An ins...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Draft ITS on Supervisory Reporting for Institutions (for benchmarking the internal approaches)
ID: 2018_4292 | Topic : Supervisory reporting | Date of submission: 25/09/2018
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Definition of RWA* and RWA**

The application portfolios of RWA-/--/+/++ are defined as follows in Annex IV: CORP_ALL_0086_**_...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Draft ITS on Supervisory Reporting for Institutions (for benchmarking the internal approaches)
ID: 2018_4291 | Topic : Supervisory reporting | Date of submission: 25/09/2018
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Supervisory Benchmarking - Alternative risk weight

How shall mortgage portfolios for which - based on Art. 230 (3) CRR when the conditions of Art....

COM Delegated or Implementing Acts/RTS/ITS/GLs: Draft ITS on Supervisory Reporting for Institutions (for benchmarking the internal approaches)
ID: 2017_3222 | Topic : Supervisory reporting | Date of submission: 10/03/2017
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Undrawn uncommitted credit lines

What do we understand with "Undrawn uncommitted credit lines"? Are uncommited credit lines in th...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Draft ITS on Supervisory Reporting for Institutions (for benchmarking the internal approaches)
ID: 2017_3221 | Topic : Supervisory reporting | Date of submission: 10/03/2017
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Annex I Template C101.00 - Sovereigns

Clarifications around which entities to include for those identified by a bloomberg ticker refer...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Draft ITS on Supervisory Reporting for Institutions (for benchmarking the internal approaches)
ID: 2017_3197 | Topic : Supervisory reporting | Date of submission: 02/03/2017
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Supervisory Benchmarking Exercise, Annex II, C 102, columns 070 and 080 Counterparty types

What counterparty types should be included in the Low Default Portfolio exercise?...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Draft ITS on Supervisory Reporting for Institutions (for benchmarking the internal approaches)
ID: 2017_3191 | Topic : Supervisory reporting | Date of submission: 28/02/2017
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Annex IV, template C 105.01, c060, interpretation of term "case weighted" in column 060 (Case Weighted average default rate for calibration)

We are seeking for a clarification regarding the term "case weighted" in column 060 - Case Weigh...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulatory Technical Standard on benchmarking portfolios
ID: 2017_3150 | Topic : Supervisory reporting | Date of submission: 07/02/2017
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Template C 105.01 for 2017 exercise (end 2016 data)

According to the 2017 exercise related to “Low Default Portfolios”, entities shall submit Templa...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Draft ITS on Supervisory Reporting for Institutions (for benchmarking the internal approaches)
ID: 2016_3069 | Topic : Supervisory reporting | Date of submission: 21/12/2016
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Showing 1 - 20 of 1,691 results.
of 85