Single Rulebook Q&A

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Showing 1 - 20 of 68 results.
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Liability for fraud when SCA exemption used

Who is liable for fraud on Strong Customer Authentication (SCA) exempt...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Not applicable
ID: 2018_4042 | Topic : Strong customer authentication and common and secure communication (incl. access) | Date of submission: 28/06/2018
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Confidentiality of offline PIN

Should the PIN transmitted offline from a terminal to an Europay, Mast...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2018_4055 | Topic : Strong customer authentication and common and secure communication (incl. access) | Date of submission: 28/06/2018
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Responsibility for comprehensive assessment according to Article 95(2) PSD2

It is not clear, whether comprehensive assessment of the operational and security risks relating...

COM Delegated or Implementing Acts/RTS/ITS/GLs: EBA/GL/2017/17 - Guidelines on security measures for operational and security risks under PSD2
ID: 2018_4231 | Topic : Security measures for operational and security risks | Date of submission: 06/09/2018
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Scope of the corporate SCA exemption.

Does the corporate SCA exemption apply only if the payer initiates (and transmits) payments dire...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2019_4693 | Topic : Strong customer authentication and common and secure communication (incl. access) | Date of submission: 02/05/2019
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"Authorisation number" in eIDAS certificates

There are two possible interpretations of the Regulation (EU) 2018/389 (RTS) Article 34 paragrap...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2019_4679 | Topic : Central register of the EBA | Date of submission: 23/04/2019
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Requirement on the use of a Qualified Certificate for Electronic Seals (QSealC) for integrity and authenticity

Please clarify  whether in the EBA’s Opinion on the use of eIDAS under the RTS on SCA and C...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2019_4586 | Topic : Other topics | Date of submission: 28/02/2019
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Qualified certificate under eIDAS for ASPSP

Is it required for an Account Servicing Payment Service Provider (ASPS...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2018_4413 | Topic : Strong customer authentication and common and secure communication (incl. access) | Date of submission: 10/12/2018
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Secure corporate payment processes and protocols

Are USB drives (containing a certificate) used only by corporate clients compatible with RTS req...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2018_4400 | Topic : Strong customer authentication and common and secure communication (incl. access) | Date of submission: 04/12/2018
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ASPSP providing updated payment status to PISP

Are account servicing payment service providers (ASPSPs) required to provide information on the...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2019_4601 | Topic : Strong customer authentication and common and secure communication (incl. access) | Date of submission: 11/03/2019
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Applicability of SCA to electronically processed SEPA Direct Debits / Interpretation of EBA Q&A 2018_4359

Are mandates for direct debits which are set up without direct involvement of the payer’s PSP su...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2019_4664 | Topic : Strong customer authentication and common and secure communication (incl. access) | Date of submission: 10/04/2019
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Currency conversion of the EUR thresholds contained in the RTS

May payment service providers (PSPs) and card schemes set rounded and...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2018_4040 | Topic : Strong customer authentication and common and secure communication (incl. access) | Date of submission: 28/06/2018
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Testing eIDAS certificates before 14 September 2019

How can Third Party Providers (TPPs) and  account servicing payment service providers (ASPS...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2018_4138 | Topic : Strong customer authentication and common and secure communication (incl. access) | Date of submission: 18/07/2018
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Application of Transaction Risk Analysis (TRA) exemption – Real time risk analysis / monitoring

Is it acceptable if a payment service provider (PSP) looking to apply the TRA exemption makes a...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2018_4127 | Topic : Strong customer authentication and common and secure communication (incl. access) | Date of submission: 17/07/2018
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Exemption for secure corporate payment processes and protocols

May lodged and virtual cards benefit from the exemption for secure corporate payment processes a...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2018_4060 | Topic : Strong customer authentication and common and secure communication (incl. access) | Date of submission: 28/06/2018
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Transaction Risk Analysis (TRA) exemption – Frequency of recalculation of fraud rate

Should the fraud rate, in accordance with Article 19 of the RTS, be recalculated every day using...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2018_4045 | Topic : Strong customer authentication and common and secure communication (incl. access) | Date of submission: 28/06/2018
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Certfication in relation to a Technical Service Provider (TSP)

When performing the role of a Technical Service Provider (TSP) is the TSP required to update the...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2018_4375 | Topic : Strong customer authentication and common and secure communication (incl. access) | Date of submission: 19/11/2018
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Authentication code

Is it allowed to use the (authenticated) session that a user has (after logging in (with or with...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2018_4141 | Topic : Strong customer authentication and common and secure communication (incl. access) | Date of submission: 18/07/2018
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Information to be provided / made available by ASPSP to payment initiation service provider (PISP)

In the context of PIS: (a) shall the ASPSP, upon initiat...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2018_4188 | Topic : Strong customer authentication and common and secure communication (incl. access) | Date of submission: 08/08/2018
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Application of the Low Value Transaction Limits

Should the limits according the Article 16 RTS be applied to the account itself (account holder...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2018_4429 | Topic : Strong customer authentication and common and secure communication (incl. access) | Date of submission: 20/12/2018
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Wide usage portability between Member States

Could three months’ data, showing wide usage of the dedicated interface, produced in one Member...

COM Delegated or Implementing Acts/RTS/ITS/GLs: EBA/GL/2018/07 - Guidelines on the exemption from the contingency mechanism under Regulation (EU) 2018/389
ID: 2019_4638 | Topic : Other topics | Date of submission: 28/03/2019
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Showing 1 - 20 of 68 results.
of 4