Single Rulebook Q&A

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Showing 1 - 20 of 51 results.
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Information to be provided / made available by ASPSP to payment initiation service provider (PISP)

In the context of PIS: (a) shall the ASPSP, upon initiat...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2018_4188 | Topic : Strong customer authentication and common and secure communication (incl. access) | Date of submission: 08/08/2018
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Application of the Low Value Transaction Limits

Should the limits according the Article 16 RTS be applied to the account itself (account holder...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2018_4429 | Topic : Strong customer authentication and common and secure communication (incl. access) | Date of submission: 20/12/2018
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Wide usage portability between Member States

Could three months’ data, showing wide usage of the dedicated interface, produced in one Member...

COM Delegated or Implementing Acts/RTS/ITS/GLs: EBA/GL/2018/07 - Guidelines on the exemption from the contingency mechanism under Regulation (EU) 2018/389
ID: 2019_4638 | Topic : Other topics | Date of submission: 28/03/2019
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Applicability of Article 34 (eIDAS certificates) prior to application date of Regulation (EU) 2018/389

Is the use of eIDAS certificates mandatory for accessing payment accounts via dedicated interfac...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2019_4630 | Topic : Strong customer authentication and common and secure communication (incl. access) | Date of submission: 27/03/2019
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Content of eIDAS certificates if agents or outsource providers are involved

Who shall be the Subject Distinguished Name (DN) in the situation desc...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Not applicable
ID: 2019_4507 | Topic : Strong customer authentication and common and secure communication (incl. access) | Date of submission: 01/02/2019
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Passporting and eIDAS certificates

Do A ccount servicing payment service providers ( ASPSPs) have to check that  third party p...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2018_4432 | Topic : Passporting | Date of submission: 21/12/2018
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Fraud rate calculation for TRA exemption – country dimension

Could – or should – the fraud rate for the TRA exemption be calculated per member state where a...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2018_4439 | Topic : Strong customer authentication and common and secure communication (incl. access) | Date of submission: 27/12/2018
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fall back exemption

Article 33, § 6 of the RTS for strong customer authentication and common and secure open standar...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2018_4163 | Topic : Strong customer authentication and common and secure communication (incl. access) | Date of submission: 25/07/2018
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Identification and access for testing purposes of entities that are not authorised third party providers (TPPs)

How would account servicing payment service providers (ASPSPs) identif...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2019_4609 | Topic : Other topics | Date of submission: 12/03/2019
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ASPSP is denied the waiver to the fall-back by an NCA

If an  Account Servicing Payment Service Providers ( ASPSP) is denied the waiver to the fal...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2018_4140 | Topic : Strong customer authentication and common and secure communication (incl. access) | Date of submission: 18/07/2018
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Application of the exemption related to a trusted beneficiary

Has the exemption related to a trusted beneficiary to be applied on an account basis or rather t...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2018_4360 | Topic : Strong customer authentication and common and secure communication (incl. access) | Date of submission: 07/11/2018
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Applicability of SCA to ‘card payments initiated by the payee only’

Are card payments that are initiated by the payee only on the basis of (1) an initial mandate by...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2018_4031 | Topic : Strong customer authentication and common and secure communication (incl. access) | Date of submission: 28/06/2018
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Subsequent instances of a recurring card payment transaction, other than the first, initial one, are transactions initiated by the payee only. This is also the case for card instalment transactions.

Are the subsequent instance of card payment recurring transactions (other than the first, initia...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2018_4404 | Topic : Strong customer authentication and common and secure communication (incl. access) | Date of submission: 04/12/2018
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Payee-initiated transactions with irregular period or variable amount

Please clarify whether standing agreements between a customer and a me...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Not applicable
ID: 2018_4131 | Topic : Strong customer authentication and common and secure communication (incl. access) | Date of submission: 17/07/2018
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Transactions initiated via Interactive Voice Response (IVR) solutions

Do transactions initiated via Interactive Voice Response (IVR) solutions qualify as telephone or...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2018_4058 | Topic : Strong customer authentication and common and secure communication (incl. access) | Date of submission: 28/06/2018
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Does SCA apply to electronically processed SEPA Direct Debits ?

When processing SEPA Direct Debits electronically (assuming that the Direct Debit mandate has be...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2018_4359 | Topic : Strong customer authentication and common and secure communication (incl. access) | Date of submission: 06/11/2018
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Contactless payments at point of sale - Applications of the conditions

What activity can be considered a proper application of strong customer authentication according...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2018_4226 | Topic : Strong customer authentication and common and secure communication (incl. access) | Date of submission: 05/09/2018
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Communication plans to inform payment service providers making use of the dedicated interface

Is it sufficient to publish the measures to restore the system and the further descriptions on t...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2018_4071 | Topic : Strong customer authentication and common and secure communication (incl. access) | Date of submission: 03/07/2018
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Length of authentication codes

Is a 3 decimal-digit authentication code, which (1) is unique per each transaction and (2) compl...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2018_4053 | Topic : Strong customer authentication and common and secure communication (incl. access) | Date of submission: 28/06/2018
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Showing a password after it has been masked

Article 22, 2(a) states that "personalised security credentials are ma...

COM Delegated or Implementing Acts/RTS/ITS/GLs: Regulation (EU) 2018/389 – RTS on strong customer authentication and secure communication
ID: 2018_4366 | Topic : Strong customer authentication and common and secure communication (incl. access) | Date of submission: 09/11/2018
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Showing 1 - 20 of 51 results.
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