Other Systemically Important Institutions (O-SIIs)
The list of institutions included in this section follows the EBA Guidelines on the criteria for the assessment of Other Systemically Important Institutions (O-SIIs) - pursuant to Article 131 (3) of Directive 2013/36/EU. O-SIIs are institutions that, due to their systemic importance, are more likely to create risks to financial stability. Whilst maximizing private benefits through rational decisions, these institutions may bring negative externalities into the system and contribute to market distortions.
The methodology in the EBA Guidelines requires relevant authorities to assess systemic risk. It looks into convergence, comparability and flexibility, and provides a two-steps approach: relevant authorities initially assess institutions through a predefined set of criteria and indicators, which reflect negative events and look at weaknesses from a financial stability perspective. In this stage, institutions are given a score from 0 to 10000 bps representing their systemic riskiness. In the following stage, relevant authorities further assess institutions which might have not been already identified as O-SIIs, but may be specific and significant in their own financial system. They do so through other quantitative or qualitative factors.
Both the first and second steps of the O-SII identification process reflect the 12 principles in the global framework provided by the Basel Committee to deal with Domestic Systemically Important Banks (D-SIBs).
The higher loss absorbency requirements set by the relevant authorities and resulting from this identification process are also included and with the obligation for these institutions to maintain a CET1 capital buffer of up to 2% of the total risk exposure amount, as laid down in Article 131 (5) of Directive 2013/36/EU.
The O-SIIs identification process started in 2015 and takes place on a yearly basis. The CET1 O-SII buffer requirement should also be re-assessed every year on the basis of this yearly identification exercise and the O-SIIs scores.
To read more about the EBA Guidelines on the criteria for the assessment of Other Systemically Important Institutions (O-SIIs), please click here.
List of O-SIIs notified to the EBA
List of O-SIIs notified to the EBA
Country | LEI | Name of institution identified as O-SII | Final O-SII buffer | Identified through supervisory judgement? |
AT | PQOH26KWDF7CG10L6792 | Erste Group Bank AG | 2.00% | |
9ZHRYM6F437SQJ6OUG95 | Raiffeisen Bank International AG | 2.00% | |
D1HEB8VEU6D9M8ZUXG17 | UniCredit Bank Austria AG | 2.00% | |
529900ICA8XQYGIKR372 | BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse Aktiengesellschaft | 1.00% | |
529900SXEWPJ1MRRX537 | RAIFFEISEN-HOLDING NIEDERÖSTERREICH-WIEN registrierte Genossenschaft mit beschränkter Haftung | 1.00% | |
I6SS27Q1Q3385V753S50 | Raiffeisenlandesbank Oberösterreich Aktiengesellschaft | 1.00% | |
BE | A5GWLFH3KM7YV2SFQL8 | Belfius Banque SA/NV | 1.50% | |
KGCEPHLVVKVRZYO1T647 | BNP Paribas Fortis SA/NV | 1.50% | |
JLS56RAMYQZECFUF2G44 | ING België NV | 1.50% | |
213800X3Q9LSAKRUWY91 | KBC Groep | 1.50% | |
LSGM84136ACA92XCN876 | Axa Bank Belgium | 0.75% | Y |
549300CBNW05DILT6870 | Euroclear SA/NV | 0.75% | |
5493008QOCP58OLEN998 | Investeringsmaatschappij Argenta | 0.75% | Y |
MMYX0N4ZEZ13Z4XCG897 | The Bank of New York Mellon SA/NV | 0.75% | |
BG | 549300UY81ESCZJ0GR95 | First Investment Bank AD | 1.00% | |
549300Z7V2WOFIMUEK50 | UniCredit Bulbank AD | 1.00% | |
5299002142DS5ONT5540 | Central Cooperative Bank AD | 0.75% | |
549300MQF5GHXJ75XX16 | CIBANK JSC | 0.75% | |
529900GEH0DAUTAXUA94 | DSK Bank EAD | 0.75% | |
549300IRGNL8Q3O8Y413 | Eurobank Bulgaria AD | 0.75% | |
5299009KAL4KO7584196 | Raiffeisenbank (Bulgaria) EAD | 0.75% | |
549300ASHQEYUZ8ARW85 | Societe Generale Expressbank AD | 0.75% | |
5299000PCY1EP8QJFV48 | United Bulgarian Bank AD | 0.75% | |
549300615CPXQO52J309 | Bulgarian Development Bank AD | 0.50% | |
52990087MJEBPWSFOZ22 | Piraeus Bank Bulgaria AD | 0.50% | |
CY | PQ0RAP85KK9Z75ONZW93 | Bank of Cyprus Public Company Ltd | 2.00% | |
253400EBCBBVB9TUHN50 | RCB Bank Ltd | 1.50% | |
IK9CLH4U15AXJVV22968 | Renaissance Securities (Cyprus) Ltd | 1.50% | |
F68F5WN6OGTEHIP5ZT82 | SIB (Cyprus) Ltd | 1.50% | |
549300XTCMOUXC51WZ58 | Alfa Capital Holdings (Cyprus) Ltd | 1.00% | |
5493007F6CE5P22TJ731 | Cyprus Cooperative Bank Ltd | 1.00% | |
CXUHEGU3MADZ2CEV7C11 | Hellenic Bank Public Company Ltd | 1.00% | |
213800IT3UAQF6QX5G11 | Reserve Invest (Cyprus) Ltd * | 1.00% | |
5493004KSNEM4U7L8714 | Eurobank Cyprus Ltd | 0.50% | |
529900VS0F7BA91P4I60 | Αlpha Bank Cyprus Ltd | 0.50% | |
CZ | 9KOGW2C2FCIOJQ7FF485 | Česká spořitelna, a.s. | 0.00% | |
Q5BP2UEQ48R75BOTCB92 | Československá obchodní banka, a.s. | 0.00% | |
529900JP9C734S1LE008 | Jakabovič & Tkáč (relevant entity of the J&T banka regulated consolidated group) | 0.00% | |
IYKCAVNFR8QGF00HV840 | Komerční banka, a.s. | 0.00% | |
31570010000000036567 | PPF FH B.V. (relevant entity of the PPF banka regulated consolidated group) | 0.00% | |
31570010000000004460 | Raiffesenbank, a.s. | 0.00% | |
KR6LSKV3BTSJRD41IF75 | UniCredit Bank CZ and SK, a.s. | 0.00% | |
DE | 7LTWFZYICNSX8D621K86 | Deutsche Bank AG | 2.00% | |
851WYGNLUQLFZBSYGB56 | Commerzbank AG | 1.50% | |
VDYMYTQGZZ6DU0912C88 | Bayerische Landesbank | 1.00% | Y |
529900HNOAA1KXQJUQ27 | DZ Bank AG, Zentral-Genossenschaftsbank | 1.00% | |
B81CK4ESI35472RHJ606 | Landesbank Baden-Württemberg | 1.00% | Y |
DIZES5CFO5K3I5R58746 | Landesbank Hessen-Thüringen Girozentrale | 1.00% | Y |
DSNHHQ2B9X5N6OUJ1236 | Norddeutsche Landesbank Girozentrale | 1.00% | Y |
2ZCNRR8UK83OBTEK2170 | Unicredit Bank AG | 1.00% | |
0W2PZJM8XOY22M4GG883 | DekaBank Deutsche Girozentrale | 0.50% | Y |
TUKDD90GPC79G1KOE162 | HSH Nordbank AG | 0.50% | Y |
3KXUNHVVQFIJN6RHLO76 | ING DiBa AG | 0.50% | Y |
529900Z3J0N6S0F7CT25 | Landwirtschaftliche Rentenbank ** | 0.50% | Y |
52990002O5KK6XOGJ020 | NRW.Bank | 0.50% | Y |
DK | MAES062Z21O4RZ2U7M96 | Danske Bank A/S | 0.00% | |
549300LX0YIEPRTY0Z32 | Nordea Bank Danmark A/S *** | 0.00% | |
LIU16F6VZJSD6UKHD557 | Nykredit Realkredit A/S | 0.00% | |
3M5E1GQGKL17HI6CPN30 | Jyske Bank A/S | 0.00% | |
52990080NNXXLC14OC65 | Nordea Kredit Realkreditaktieselskab | 0.00% | |
529900PR2ELW8QI1B775 | DLR Kredit A/S | 0.00% | |
GP5DT10VX1QRQUKVBK64 | Sydbank A/S | 0.00% | |
EE | 549300ND1MQ8SNNYMJ22 | AS SEB Pank | 2.00% | |
213800JD2L89GGG7LF07 | Luminor Bank AS | 2.00% | |
549300PHQZ4HL15HH975 | Swedbank AS | 2.00% | |
529900GJOSVHI055QR67 | AS LHV Pank | 1.00% | |
ES | 5493006QMFDDMYWIAM13 | Banco Santander, S.A. | 1.00% | |
K8MS7FD7N5Z2WQ51AZ71 | Banco Bilbao Vizcaya Argentaria, S.A. | 0.75% | |
SI5RG2M0WQQLZCXKRM20 | Banco de Sabadell, S.A. | 0.25% | |
549300GT0XFTFHGOIS94 | BFA Tenedora de Acciones S.A.U. (holding of Bankia, S.A.) | 0.25% | |
7CUNS533WID6K7DGFI87 | CaixaBank, S.A. | 0.25% | |
FI | I7437003B5WFBOIEFY714 | OP-Group | 2.00% | |
529900HEKOENJHPNN480 | Municipality Finance Plc | 1.00% | |
7437001LESKGLAEOEU84 | Nordea Mortgage Bank Plc | 0.50% | |
FR | R0MUWSFPU8MPRO8K5P83 | BNP PARIBAS (BNPP) | 1.50% | |
FR9695005MSX1OYEMGDF | GROUPE BPCE | 1.00% | |
FR969500TJ5KRTCJQWXH | GROUPE CREDIT AGRICOLE | 1.00% | |
O2RNE8IBXP4R0TD8PU41 | SOCIETE GENERALE | 1.00% | |
9695000CG7B84NLR5984 | GROUPE CREDIT MUTUEL | 0.50% | |
96950066U5XAAIRCPA78 | LA BANQUE POSTALE | 0.25% | Y |
GB | G5GSEF7VJP5I7OUK5573 | Barclays Plc | 0.00% | |
XKZZ2JZF41MRHTR1V493 | Citigroup Global Markets Limited | 0.00% | Y |
E58DKGMJYYYJLN8C3868 | Credit Suisse International | 0.00% | Y |
549300FK5LWVMQ9QY386 | Credit Suisse Investments (UK) | 0.00% | Y |
549300RQT6K4WXZL3083 | Goldman Sachs Group UK Limited | 0.00% | |
MLU0ZO3ML4LN2LL2TL39 | HSBC Holdings Plc | 0.00% | |
549300Z1UDXFNOBBUI23 | J.P. Morgan Capital Holdings Limited | 0.00% | |
549300PPXHEU2JF0AM85 | Lloyds Banking Group Plc | 0.00% | |
GGDZP1UYGU9STUHRDP48 | Merrill Lynch International | 0.00% | Y |
LSMWH68Y2RHEDP8W5261 | Morgan Stanley International Limited | 0.00% | Y |
549300XFX12G42QIKN82 | Nationwide Building Society | 0.00% | Y |
549300IU15NXFPV2FC82 | Nomura Europe Holdings Plc | 0.00% | Y |
2138005O9XJIJN4JPN90 | Royal Bank of Scotland Group Public Limited Company | 0.00% | |
PTCQB104N23FMNK2RZ28 | Santander UK Plc | 0.00% | Y |
U4LOSYZ7YG4W3S5F2G91 | Standard Chartered Plc | 0.00% | Y |
REYPIEJN7XZHSUI0N355 | UBS Limited | 0.00% | Y |
GR | 5299009N55YRQC69CN08 | Alpha Bank S.A. | 1.00% | |
JEUVK5RWVJEN8W0C9M24 | Eurobank Ergasias Bank S.A. | 1.00% | |
5UMCZOEYKCVFAW8ZLO05 | National Bank of Greece S.A. | 1.00% | |
M6AD1Y1KW32H8THQ6F76 | Piraeus Bank S.A. | 1.00% | |
HR | RG3IZJKPYQ4H6IQPIC08 | Addiko Bank d.d. | 2.00% | |
549300A2F46GR0UOM390 | Erste&Steiermärkische Bank d.d. Rijeka | 2.00% | |
5299005UJX6K7BQKV086 | OTP banka Hrvatska d.d., Zagreb | 2.00% | |
549300ZHFZ4CSK7VS460 | Privredna banka banka Zagreb d.d., Zagreb | 2.00% | |
529900I1UZV70CZRAU55 | Raiffeisenbank Austria d.d., Zagreb | 2.00% | |
54930006A7BQRKDHV809 | Splitska banka d.d., Split | 2.00% | |
PRNXTNXHBI0TSY1V8P17 | Zagrebačka banka d.d., Zagreb | 2.00% | |
529900D5G4V6THXC5P79 | Hrvatska poštanska banka d.d., Zagreb | 0.20% | Y |
529900NGK4TXO1F8FR52 | Sberbank d.d., Zagreb | 0.20% | |
HU | 529900W3MOO00A18X956 | OTP Bank Nyrt. | 2.00% | |
KFUXYFTU2LHQFQZDQG45 | Kereskedelmi és Hitelbank Zrt. | 1.00% | |
Y28RT6GGYJ696PMW8T44 | UniCredit Bank Hungary Zrt. | 1.00% | |
549300MSY5NIVC0BME80 | CIB Bank Zrt. | 0.50% | |
549300XWJHRKLHU2PS28 | ERSTE BANK HUNGARY Zrt. | 0.50% | |
2594004MC7VOKSK7Z633 | Magyar Takarékszövetkezeti Bank Zrt. | 0.50% | |
3H0Q3U74FVFED2SHZT16 | MKB Bank Zrt. | 0.50% | |
5493001U1K6M7JOL5W45 | Raiffeisen Bank Zrt. | 0.50% | |
IE | 3U8WV1YX2VMUHH7Z1Q21 | Allied Irish Bank plc | 1.50% | |
635400C8EK6DRI12LJ39 | Bank of Ireland Group plc | 1.50% | |
549300K7L8YW8M215U46 | Citibank Holdings Ireland Ltd | 1.00% | |
635400KQIMALJ4XLAD78 | Ulster Bank Ireland DAC | 0.50% | |
JLWCUYA7LL5CX6EWZL14 | UniCredit Bank Ireland plc | 0.25% | |
HRRVUBV0XN84YQZT6245 | DePfa Bank plc | 0.00% | |
IS | RIL4VBPDB0M7Z3KXSF19 | Arion banki hf | 2.00% | |
549300PZMFIQR79Q0T97 | Íslandsbanki hf | 2.00% | |
549300TLZPT6JELDWM92 | Landsbankinn hf | 2.00% | |
IT | 549300TRUWO2CD2G5692 | Unicredit Group | 1.00% | |
2W8N8UU78PMDQKZENC08 | Gruppo Intesa Sanpaolo | 0.75% | |
815600E4E6DCD2D25E30 | Gruppo Banco BPM | 0.25% | |
J4CP7MHCXR8DAQMKIL78 | Gruppo Monte dei Paschi di Siena | 0.25% | |
LT | 549300GH3DFCXVNBHE59 | "Swedbank", AB | 2.00% | Y |
549300SBPFE9JX7N8J82 | AB SEB bankas | 2.00% | Y |
213800ZY8OD37RGI4E67 | Luminor Bank AB | 2.00% | Y |
549300TK038P6EV4YU51 | AB Šiaulių bankas | 0.50% | Y |
LU | 529900FIAMEJDQ8C9097 | Deutsche Bank Luxembourg S.A. | 0.50% | |
TPS0Q8GFSZF45ZZFL873 | Société Générale Bank & Trust S.A. | 1.00% | |
R7CQUF1DQM73HUTV1078 | Banque et Caisse d'Epargne de l'Etat Luxembourg | 0.50% | |
9CZ7TVMR36CYD5TZBS50 | Banque Internationale à Luxembourg S.A. | 0.50% | Y |
UAIAINAJ28P30E5GWE37 | BGL BNP Paribas S.A. | 0.50% | |
549300OL514RA0SXJJ44 | Clearstream Banking S.A. | 0.50% | Y |
7W1GMC6J4KGLBBUSYP52 | J.P. Morgan Bank Luxembourg S.A. | 0.50% | Y |
549300IVXKQHV6O7PY61 | RBC Investor Services Bank S.A. | 0.50% | Y |
LV | 549300IHIJ7SCANBWN17 | ABLV Bank AS | 2.00% | |
549300YW95G1VBBGGV07 | AS ''SEB banka'' | 2.00% | |
213800LDOTKJMCUB1M79 | Luminor Bank AS | 2.00% | |
549300FXBIWWGK7T0Y98 | ''Swedbank'' AS | 2.00% | |
2138009Y59EAR7H1UO97 | Akciju sabiedrība "Citadele banka" | 1.50% | |
2138007F5HA5FFJROB80 | Akciju sabiedrība ''Rietumu Banka'' | 1.50% | |
MT | 529900RWC8ZYB066JF16 | Bank of Valletta Group | 2.00% | |
549300X34UUBDEUL1Z91 | HSBC Group MT | 1.50% | |
529900SYUCFQHI3JZQ05 | MeDirect Group | 0.50% | |
NL | BFXS5XCH7N0Y05NIXW11 | ABN AMRO Bank N.V. ("ABN") | 2.00% | |
DG3RU1DBUFHT4ZF9WN62 | Coöperatieve Rabobank U.A. ("RABO") | 2.00% | |
3TK20IVIUJ8J3ZU0QE75 | ING Bank N.V. ("ING") | 2.00% | |
529900GGYMNGRQTDOO93 | Bank Nederlandse Gemeenten ("BNG") | 1.00% | |
724500A1FNICHSDF2I11 | De Volksbank N.V. ("Volksbank") | 1.00% | Y |
NO | 549300GKFG0RYRRQ1414 | DNB Bank ASA | 2.00% | |
I7ETN0QQO2AHZZGHJ389 | Kommunalbanken AS | 2.00% | |
PL | 259400DZXF7UJKK2AY35 | mBank S.A. | 0.75% | |
P4GTT6GF1W40CVIMFR43 | PKO BP S.A. | 0.75% | |
5493000LKS7B3UTF7H35 | BANK POLSKA KASA OPIEKI SA | 0.50% | |
259400LGXW3K0GDAG361 | BANK ZACHODNI WBK SA | 0.50% | |
259400YLRTOBISHBVX41 | ING BANK ŚLĄSKI SA | 0.50% | |
NMH2KF074RKAGTH4CM63 | BANK BGŻ BNP PARIBAS SA | 0.25% | |
XLEZHWWOI4HFQDGL4793 | BANK HANDLOWY W WARSZAWIE | 0.25% | |
259400OFDZ9KPZEO8K78 | BANK MILLENNIUM SA | 0.25% | |
529900CFOWM2V62I4634 | DEUTSCHE BANK POLSKA SA | 0.25% | |
2594000SEGUR418W2G08 | GETIN NOBLE BANK SA | 0.25% | |
BB3BGO3LCED63R8R9R41 | BANK POLSKIEJ SPÓŁDZIELCZOŚCI SA | 0.00% | Y |
259400P9KF07OP2K5P83 | SGB-BANK SA | 0.00% | Y |
PT | TO822O0VT80V06K0FH57 | Caixa Geral de Depósitos | 1.00% | |
U1U6S0DG9YLT7N8ZV32 | Banco Comercial Português | 0.75% | |
3DM5DPGI3W6OU6GJ4N92 | Banco BPI | 0.50% | |
5493009W2E2YDCXY6S81 | Novo Banco | 0.50% | |
5493005RLLC1P7VSVC58 | Santander Totta – SGPS | 0.50% | |
2138004FIUXU3B2MR537 | Caixa Económica Montepio Geral | 0.25% | |
RO | 529900TKT32Z5LP7XF90 | Alpha Bank România S.A. | 1.00% | |
549300ORLU6LN5YD8X90 | Banca Comercială Română S.A. | 1.00% | |
549300RG3H390KEL8896 | Banca Transilvania S.A. | 1.00% | |
549300GM6AMB2XDWNC96 | Bancpost S.A. | 1.00% | |
5493008QRHH0XCLJ4238 | BRD - Groupe Societe Generale S.A. | 1.00% | |
2138008AVF4W7FMW8W87 | CEC Bank S.A. | 1.00% | |
549300UZRCTIM0HREY46 | Garanti Bank S.A. | 1.00% | |
5299003TM0P7W8DNUF61 | OTP BANK S.A. | 1.00% | |
549300UH7FDPRNBABQ46 | PIRAEUS BANK S.A. | 1.00% | |
549300RFKNCOX56F8591 | Raiffeisen Bank S.A. | 1.00% | |
5493003BDYD5VPGUQS04 | UniCredit Bank S.A. | 1.00% | |
SE | 6SCPQ280AIY8EP3XFW53 | Nordea - gruppen | 2.00% | |
F3JS33DEI6XQ4ZBPTN86 | Skandinaviska Enskilda Banken - gruppen | 2.00% | |
NHBDILHZTYCNBV5UYZ31 | Svenska Handelsbanken - gruppen | 2.00% | |
M312WZV08Y7LYUC71685 | Swedbank - Grupp | 2.00% | |
SI | 5493001BABFV7P27OW30 | NLB | 1.00% | Y |
549300271OUEJT4RYD30 | Abanka | 0.25% | Y |
549300J0GSZ83GTKBZ89 | NKBM | 0.25% | Y |
529900NQF1UOZPME3N44 | Sberbank | 0.25% | Y |
549300BZ3GKOJ13V6F87 | SID | 0.25% | Y |
549300H7CCQ6BSQBGG72 | SKB | 0.25% | Y |
549300O2UN9JLME31F08 | UniCredit | 0.25% | Y |
SK | 52990096Q5LMCH1WU462 | Československá obchodná banka, a.s. | 1.00% | |
315700E9POA724IWFP59 | Poštová banka, a.s. | 1.00% | |
549300S2T3FWVVXWJI89 | Slovenská sporiteľňa, a.s. | 1.00% | |
549300JB1P61FUTPEZ75 | Všeobecná úverová banka, a.s. | 1.00% | |
3157002JBFAI478MD587 | Tatra banka, a.s. | 0.50% | |
* On 1 August 2017, Reserve Invest (Cyprus) Ltd renounced its investment firm licence and effective from that day, the Central Bank of Cyprus no longer considers it as an O-SII.
** Pending administrative procedure
*** Nordea Bank Danmark A/S merged with Nordea AB (Sweden) in the beginning of 2017
NB: The O-SII buffer is not applied in Denmark. However, an institution-specific systemic risk buffer applies to each O-SII (respectively of 3% for Danske, 2% for Nordea Bank and Nykredit, 1.5% for Jyske and Nordea Kredit, and 1% for DLR and Sydbank). This institution-specific buffer is calibrated using as basis institutions' scores arising from the O-SII identification methodology, as per the EBA Guidelines.