Response to consultation Paper on draft Guidelines on loan origination and monitoring.
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5. What are the respondents’ views on the requirements for governance for credit granting and monitoring (Section 4)?
See our comment.6. What are the respondent’s views on how the guidelines capture the role of the risk management function in credit granting process?
See our comment.7. What are the respondents’ views on the requirements for collection of information and documentation for the purposes of creditworthiness assessment (Section 5.1)?
See our comment.8. What are the respondents’ views on the requirements for assessment of borrower’s creditworthiness (Section 5.2)?
See our comment.9. What are the respondents’ views on the scope of the asset classes and products covered in loan origination procedures (Section 5)?
See our comment.10. What are the respondents’ views on the requirements for loan pricing (Section 6)?
See our comment.11. What are the respondents’ views on the requirements for valuation of immovable and movable property collateral (Section 7)?
See our comment.12. What are the respondents’ views on the proposed requirements on monitoring framework (Section 8)?
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2019-09-30 BDL on EBA-CP-2019-04.pdf
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