To increase transparency within the European Single market, the European Banking Authority (EBA) publishes on a regular basis a list of credit institutions to which authorisation has been granted to operate within the European Union and European Economic Area countries (EEA). The list published by the EBA is set up solely on the basis of information provided by competent authorities, as foreseen in the EBA Decision establishing the Credit Institution Register.

As underlined in the Directive 2013/36/EU on access to the activity of credit institutions and the prudential supervision of credit institutions and investment firms, the so-called CRD, in connection with Article 14 of Regulation (EU) No 1024/2013 of 15 October 2013, the granting of licences to credit institutions remains under the remit of the competent national authority/ECB.

The Information regarding the requirements for authorisation to take up and pursue the business of credit institutions can be found on the European Commission's website.

Credit Institution register

The register only includes credit institutions classified in three different types:

  1. ‘CRD credit institutions': legally defined as ‘an undertaking whose business is to receive deposits or other repayable funds from the public and to grant credits for its own account';
  2. ‘EEA branches' operating in each EEA country: branches of credit institutions authorised in another EEA country which have the right to passport their activities.
  3. Non EEA Branches, defined as branches of credit institutions having their Head Office in a third country.

For detailed information about credit institutions conducting business in EEA Member States please consult the EBA Credit Institution Register.

National registers of authorised credit institutions

Each national supervisory authority publishes on a regular basis a register of authorised credit institutions at national level. Information on national registers may be more detailed and/or more up-to-date.

Other registers