ING Bank N.V.

See the input of The Dutch Payments Association.
See the input of The Dutch Payments Association.
See the input of The Dutch Payments Association.
See the input of The Dutch Payments Association.
See the input of The Dutch Payments Association.
See the input of The Dutch Payments Association.
See the input of The Dutch Payments Association.
See the input of The Dutch Payments Association.
See the input of The Dutch Payments Association.
See the input of The Dutch Payments Association.
See the input of The Dutch Payments Association.
See the input of The Dutch Payments Association.
See the input of The Dutch Payments Association.
See the input of The Dutch Payments Association.
See the input of The Dutch Payments Association.
See the input of The Dutch Payments Association.

Furthermore we would like to add some remarks.
Standardisation:
• We would like to stress a need for a single technical standard for implementation of the secure communication relays between the PSPs [e.g. a standardized set of APIs]
• We would like to strongly advise EBA to standardize both which transaction-related information should be exchanged and the formats and rules on which it can be exchanged between the PSPs [e.g. for the purposes of forwarding transaction-related information by transaction initiation].
• We believe that a dedicated EU body to maintain and develop the standards further is required.

We believe that these topics require further discussion.
See the input of The Dutch Payments Association.
See the input of The Dutch Payments Association.

Furthermore:
In our view, there are innovative approaches to organise access to account for PIS and AIS providers. We believe that a beneficial approach is to separate the process of PSU enrolment into AIS / PIS providers and authorisation of the AIS / PIS providers at ASPSP – on behalf of the PSU, - from the process of regular PSU authentication at a PSP in order to perform a transaction
• We advocate it should be possible for PSU to grant a long term authorisation for AIS / PIS provider to access ASPSP, for instance during the enrolment process
• We are convinced that using RESTful APIs and authorisation based on e.g. oAuth will allow for secure, effective and flexible implementation of such approach
• We believe that AIS/PIS providers should be allowed to issue their own security credentials

We believe that these topics require further discussion.
See the input of The Dutch Payments Association.
See the input of The Dutch Payments Association.
Yes
[Credit institution"]"
[Execution of payment transactions"]"
eric.tak@ing.com
Eric Tak
+31205765912
Yes