5th Annual Research Workshop - Competition in banking: implications for financial regulation and supervision

Date: 28/11/2016 | End date: 30/11/2016 | Permanent link


Day 1 – 28 November 2016 

Welcome Speech – EBA Chairperson, Andrea Enria

Key Note Speech - “The banking industry: struggling to move on”, Claudio Borio, Bank for International Settlements

Session 1: Credit Supply and Demand 

Henri Fraisse (ACPR), Johan Hombert (HEC) and Mathias Lé (ACPR)
The Competitive Effects of a Bank Megamerger on Access to Credit
Diana Bonfim, Gil Nogueira (Banco de Portugal) and Steven Ongena (University of Zurich, SFI, KU Leuven and CEPR)
“Sorry We are closed” Loan Conditions When Bank  Branches Close and Firms Transfer to Another Bank
Ákos Aczél (National Bank of Hungary)
Who is Interested? Estimation of Demand on the Hungarian Mortgage Loan Market in a Discrete Choice Framework
Chair: Samuel Da Rocha Lopes, EBA

Session 2: Risk-taking and business models

Øivind A. Nilsen, Kristin W. Heimdal, Kristoffer J. Solberg (Norwegian School of Economics) and Lars Sørgard (The Norwegian Competition Authority)
Competition and the riskiness of banks’ loan portfolios
Nicola Garbarino, Peter Eckley, Liam Kirwin, Paolo Siciliani (Bank of England), Matteo Benetton (LSE) and Georgia Latsi (4-most Europe)
Specialisation in mortgage risk under Basel II
Lea Zicchino, Emanuele De Meo, Annalisa De Nicola, Giuseppe Lusignani and Federica Orsini (Prometeia) 
European banks in the 21st century – are their business models sustainable?
Chair: Mario Quagliariello, EBA
Session 3: Shadow Banking and Fintech
Neill Killeen, Tuomas Peltonen, Jorge Abad Sanchez, Marco Derrico (ESRB), Richard Portes (London Business School and ESRB ASC), Teresa Urbano and Vera Luz (EBA)
Who? What? Where? Mapping the interconnectedness of European banks and shadow banking entities
Olena Havrylchyk (University of Lille, LEM, CEPII), Carlotta Mariotto (École des Mines de Paris), Talal-Ur- Rahim (Boston University) and Marianne Verdier (University of Paris 2, CRED)
What Drives the Expansion of the Peer-to-Peer Lending?
Christoph Bertsch, Isaiah Hull and Xin Zhang (Sveriges Riksbank)
Monetary Normalizations and Consumer Credit: Evidence from Fed Liftoff and Online Lending
Chair: Santiago Fernández de Lis, BBVA and BSG
Day 2 – 29 November 2016

Session 4: Relationship Banking

Ingrid Stein, Thomas Kick (Deutsche Bundesbank), Johannes Bersch (ZEW Mannheim), Hans Degryse (KU Leuven) 
Risky Banks and Risky Borrowers: Relationship Banking in the Crisis
Philipp Koziol (ECB), Tobias Berg (Bonn University), Felix Brinkmann (Deutsche Bundesbank) 
Who do borrowers borrow from? Evidence from multi-bank relationships
Stefano Callari, Alexander Moore, Laura Rovegno (Competition and Markets Authority) and Pasquale Schiraldi (LSE)
Searching and switching in retail banking
Chair: Lars Overby, EBA
Session 5: Funding and Capital
Michael Straughan and Sebastian J. A. de-Ramon (Bank of England)
Measuring Competition in the UK Deposit-taking Sector
Thomas Kick (Deutsche Bundesbank), Claire Célérier (University of Toronto) and Steven Ongena (University of Zurich)
Changes in the Cost of Bank Equity and the Supply of Bank Credit
Michiel van Leuvensteijn (ACM), David Marques Ibanez (ECB) and Yener Altunbas (Bangor University Wales) 
Competition and Bank Risk: The Effect of Securitization and Bank Capital
Discussion: Philipp Koziol, ECB
Chair: Olivier de Bandt, Autorité de contrôle prudentiel et de résolution (ACPR)