Rules and guidance

1. Laws and regulations adopted by each Member State to implement the provisions of the Directive 2013/36/EU and Regulation (EU) No 575/2013. These texts outline the basic legislative and regulatory framework for supervised credit institutions and investment firms.
2. Administrative rules. The term "administrative rules" is used in a variety of ways in different contexts. For the purposes of supervisory disclosure it refers to documents that instruct supervised entities on how to satisfy certain legislative and regulatory requirements.
3. General guidance. This includes explicit disclosure requirements from the Directive 2013/36/EU, and explanations deemed necessary to set out how the rules should be applied by institutions. General guidance also includes any other relevant information that competent authorities may choose to release in order to improve the understanding of the new capital adequacy framework.

Lists for the calculation of capital requirements for credit risk

• List of public sector entities treated as exposures to regional governments, local authorities or central governments (Article 116 CRR)
  Below is the list of EU public sector entities treated as exposures to regional governments, local authorities or central governments in accordance with Article 116(4) of Regulation (EU) 575/2013 
  List of public sector entities treated as exposures to regional governments, local authorities or central governments (Article 116 CRR) [last updated September 2024]
  Disclaimer: The list was compiled using exclusively the information provided by relevant Competent Authorities and may not be comparable across countries.  

• List of EU regional governments and local authorities treated as exposures to central governments (Article 115 CRR)

  Below is the list of EU regional governments and local authorities treated as exposures to central governments, which is published in accordance with Article 115(2) of Regulation (EU) 575/2013: 

  List of EU regional governments and local authorities treated as exposures to central governments under Article 115(2) of Regulation (EU) 575/2013 [last updated July 2024]

   

   

• List of changes to risk weights or stricter criteria for exposures secured by immovable property (Article 124 CRR)

  Below is the list of changes to risk weights or stricter criteria for exposures fully and completely secured by mortgages on immovable property under Article 124 Regulation (EU) No 575/2013, on which EBA has been consulted:

  List of changes to risk weights or stricter criteria for exposures secured by immovable property in accordance with Article 124(2) of the Regulation (EU) 575/2013 [last updated 21 September 2021]

  This list is published by EBA in accordance with Article 124(2) of Regulation (EU) 575/2013.

   

• List of changes to minimum LGD for retail exposures secured by residential or commercial immovable property (Article 164 CRR)

  Below is the list of changes to minimum values of exposure weighted average LGD for retail exposures secured by immovable property under Article 164 Regulation (EU) No 575/2013, of which EBA has been notified: 

  List of changes to minimum LGD for retail exposures secured by residential or commercial immovable property in accordance with Article 164(5) of Regulation (EU) 575/2013

  This list is published by EBA in accordance with Article 164(5) of Regulation (EU) 575/2013

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• List of exposures referred to in Article 150(1)(g) and (h) to be treated according to Standardised Approach (Article 150 CRR)

  Below is the list of exposures referred to in Article 150(1)(g) and (h) to be treated according to Standardised Approach, which is published in accordance with Article 150(1) of Regulation (EU) 575/2013

  List of exposures referred to in Article 150(1)(g) and (h) to be treated according to Standardised Approach in accordance with Article 150(1) the Regulation (EU) 575/2013

   
• List of types of physical collateral for which institutions can assume that the conditions referred to in points (a) and (b) of paragraph 6 of Article 199 CRR are met (Article 199(8) CRR): 

   ‘Currently, there are no types of physical collateral for which institutions can automatically assume that the conditions referred to in points (a) and (b) of Article 199(6) CRR can be met. Instead, institutions shall document the fulfilment of these conditions, in accordance with the second subparagraph of Article 199(6) CRR'