- Question ID
-
2024_7013
- Legal act
- Regulation (EU) No 575/2013 (CRR)
- Topic
- Transparency and Pillar 3
- Article
-
449a CRR
- COM Delegated or Implementing Acts/RTS/ITS/GLs/Recommendations
- Regulation (EU) 2022/2453 - ITS on ESG disclosures
- Article/Paragraph
-
Template 2 in Annex I
- Type of submitter
-
Competent authority
- Subject matter
-
Disclosures in case of lack of label in EPCs
- Question
-
What shall be reported in columns h-n in case local EPCs do not present labels in the form of letters (A-G), but only level of energy efficiency? Shall these columns be left blank or “0” can be disclosed? Is it acceptable that the banks remove these columns from the template and do not disclose them at all?
In addition, what shall be reported in this case in columns o and p? Column “o” is named as “Without EPC label of collateral” and it may indicate that the values to be disclosed in this column refer to the information in columns h-n.
- Background on the question
-
Lack of EPC labels in the form of letters is a current state for PL banks, therefore different practices with regard to Template 2 are observed.
- Submission date
- Status
-
Question under review
- Answer prepared by
-
Answer prepared by the EBA.